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Muhammad Usman Ashraf

@muhammadusmanashraf

Customer service representative at United Bank Limited supporting branch operations and customer onboarding.

Pakistan
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What I'm looking for

Open to remote Customer Support, Virtual Assistant, Admin and Sales roles. Based in Jhang, Punjab, Pakistan. Currently earning PKR 70,000 per month; expected PKR 110,000 per month (USD 390 per month). Available after serving a 2-month notice period.

At United Bank Limited, I support day-to-day branch operations through customer onboarding documentation, account records, and service requests.

I maintain operational trackers and records, and coordinate with internal teams to resolve customer issues. I also handle customer correspondence in English and Urdu.

At Soneri Bank Limited, I managed account opening files, fund transfers, remittances, dormant-account activation, cheque books, and ATM card issuance. I coordinated remittance processing and reconciliations with vendors and correspondent channels.

I prepared operational documentation and maintained audit-ready records at Soneri Bank Limited. Earlier, as a Cashier there, I processed counter transactions and maintained daily cash records and reconciliations.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Riphah International University logoRU

Riphah International University

MPhil, Physics

Grade: CGPA 3.63/4.0

Completed MPhil in Physics with a CGPA of 3.63/4.0.

Government College University Faisalabad logoGF

Government College University Faisalabad

Bachelor of Science, Physics

Grade: CGPA 3.56/4.0

Completed BS in Physics with a CGPA of 3.56/4.0.

Coursera logoCO

Coursera

Certificates, Finance and Operations

Completed courses in Financial Markets, Corporate Finance, Fraud Examination, Managerial Accounting, and Operations Management.

Tech stack

Software and tools used professionally

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