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Ruth Foloki

@ruthfoloki

Customer Support Agent at Afriex supporting cross-border payments and resolving 90%+ of payment enquiries without secondary escalation.

Nigeria
Message

At Afriex Limited, I support customers sending and receiving funds across African and international corridors. I resolve 90%+ of payment-related enquiries without secondary escalation and investigate pending, failed, reversed, and successful international transfers.

I handle FX and exchange-rate enquiries across multi-currency transactions, and guide customers through KYC and identity-verification requirements. I also escalate fraud, AML, and transaction-monitoring exceptions through established compliance workflows.

At Ecobank Nigeria Limited, I managed retail and SME accounts and handled onboarding, account maintenance, and AML screening. I identified and cleaned up 400+ dormant accounts, reactivating approximately 30%, and supported payroll conversion exercises that activated 250+ accounts.

Earlier, as a Customer Service Representative at Ecobank Nigeria Limited, I served walk-in customers, processed account requests, and helped customers adopt digital banking platforms. I also assisted with agricultural operations and digital farm records as a Farm Management Trainee at Fesato Farms.

Experience

Work history, roles, and key accomplishments

AL
Current

Customer Support Agent

Afriex Limited

Mar 2026 - Present (8 months)

Supported customers sending and receiving funds across African and international corridors, resolving 90%+ of payment-related enquiries without secondary escalation. Resolved FX and exchange-rate enquiries across multi-currency transactions and handled KYC and identity-verification cases.

EL

Account Manager

Ecobank Nigeria Limited

Feb 2023 - Dec 2025 (2 years 10 months)

Managed 800–1,200 active retail and SME accounts, ensuring accurate account administration and zero major operational losses. Processed customer onboarding and new account openings, completing BVN validation, KYC Compliance, AML screening, and CIF creation on Finacle within 48hr TAT.

FF

Farm Management Trainee

Fesato Farms

Oct 2014 - Jan 2015 (3 months)

Assisted in daily agricultural operations including crop management, livestock care, and aquaculture support, contributing to a 26% increase in overall agricultural welfare. Supported the maintenance of digital farm records and inventory, reducing discrepancies by 14% and improving traceability.

Education

Degrees, certifications, and relevant coursework

HubSpot Academy logoHA

HubSpot Academy

Service Hub Software Certified, Service Hub Software

Service Hub Software Certified, completed in January 2026.

National Open University of Nigeria logoNN

National Open University of Nigeria

B.Agric, Agricultural Extension and Rural Development

Grade: Second Class Upper

B.Agric in Agricultural Extension and Rural Development, completed in 2025 with Second Class Upper grade.

Chartered Institute of Bankers of Nigeria logoCN

Chartered Institute of Bankers of Nigeria

Ethics and Compliance Programme, Ethics and Compliance

Ethics and Compliance Programme, completed in May 2024.

TI

The Polytechnic, Ibadan

National Diploma, Agricultural Technology

National Diploma in Agricultural Technology, completed in June 2015.

Tech stack

Software and tools used professionally

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