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Ritika User

@ritikauser4

I build AI-powered, SaaS, FinTech, and healthcare products from concept to scalable launch.

India
Message

What I'm looking for

I'm looking to build AI-powered, SaaS, FinTech, or healthcare products where I can own strategy through launch, solve complex customer problems, and partner closely with engineering, design, operations, sales, and business teams.

I've launched FinTech products at ZFunds, generating Rs1 Cr+ revenue in the first month and improving digital onboarding conversion from 1.5% to 25.6%. I also designed CRM workflows, business rules, automation capabilities, and user journeys for scalable operations.

Previously, I built 10xLearning from concept to 10,000+ users, improved retention by 20% through gamification, and secured 30+ school partnerships. Across healthcare, SaaS, and product marketing work, I translate customer and business problems into roadmaps, AI-enabled workflows, GTM execution, and measurable product outcomes.

Experience

Work history, roles, and key accomplishments

ZF

Product Manager

ZFunds

Dec 2024 - Jun 2026 (1 year 6 months)

Led the 0 to 1 launch of SIF and Fixed Deposit products, generating Rs1 Cr+ revenue in the first month. Redesigned digital onboarding workflows, improving conversion from 1.5% to 25.6% and contributing to a 10% increase in ARN license market.

Education

Degrees, certifications, and relevant coursework

CU

CSJM University

Bachelor of Technology, Electronics and Communication

2018 - 2022

Grade: 8.41 CPI

Pursued a Bachelor's of Technology in Electronics and Communication, achieving a CPI of 8.41.

Tech stack

Software and tools used professionally

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