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Rahul GuptaRG
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Rahul Gupta

@rahulgupta27

AVP Product at Skeps, scaling a loan origination platform generating $2.5B+ in annual loan volume.

India
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At Skeps, I architected and scaled an end-to-end Loan Origination System that supports consumer journeys, merchant portals, and lender dashboards. The platform generates $2.5B+ in annual loan volume across 10,000+ onboarded merchants.

I also led the technical rollout of co-branded and single-use Visa and Mastercard cards with granular authorization controls, and pioneered a blockchain-based decentralized multi-lender network. I partner with US banks, credit unions, and merchant aggregators on lending products and unit economics.

At Finxera India Pvt Ltd, I led product strategy and execution for CFTPay, a payment processing engine moving $2B+ annually across 200,000+ active accounts. At Innoviti Payment Solutions, I managed POS feature launches and integrated payment options including UPI-QR, Bharat-QR, Google Pay, PhonePe, and PayZapp.

At MathWorks India Pvt Ltd, I worked on the transition of desktop software modules into cloud-compatible microservices for MATLAB-SaaS, after serving as a Quality Engineer focused on automated testing and test strategies. Earlier, at DRDO, I designed, implemented, and flight-tested autonomous autopilot control algorithms.

Experience

Work history, roles, and key accomplishments

IS

Senior Product Manager – Digital Payments

Innoviti Payment Solutions

Apr 2019 - Dec 2019 (8 months)

Managed field implementation workflows for nationwide POS feature launches, generating Rs. 5 Crore in bottom-line revenue. Integrated multi-modal payment engines on POS devices including UPI-QR, Bharat-QR, Google Pay, PhonePe, and PayZapp.

ML

Product Manager

MathWorks India Pvt Ltd

May 2016 - Mar 2018 (1 year 10 months)

Spearheaded the transition of desktop software modules into cloud-compatible microservices, enabling the commercial launch of MATLAB-SaaS.

ML

Quality Engineer

MathWorks India Pvt Ltd

Jul 2013 - May 2016 (2 years 10 months)

Streamlined automated testing build pipelines, saving 10+ engineering hours per day. Reduced year-over-year production bugs by 20% by defining standardized test strategies.

DD

Scientist

Defence Research and Development Organization (DRDO)

Dec 2009 - Jul 2013 (3 years 7 months)

Designed, implemented, and flight-tested autonomous autopilot control algorithms for defense applications. Authored technical requirement specifications and procured mission-critical defense hardware.

Education

Degrees, certifications, and relevant coursework

Indian Institute of Management Ahmedabad logoIA

Indian Institute of Management Ahmedabad

Master of Business Administration, General Management

2018 - 2019

Activities and societies: International Exchange at CUHK, Hong Kong

MBA in General Management with focus on Product Strategy, Marketing, Analytics, and Finance. Participated in an international exchange at CUHK, Hong Kong.

Indian Institute of Technology Kanpur logoIK

Indian Institute of Technology Kanpur

Bachelor of Technology, Electrical Engineering

2005 - 2009

Activities and societies: Visiting Research Scholar at Western Michigan University, USA

B.Tech in Electrical Engineering. Completed a visiting research scholarship at Western Michigan University, USA.

II

IIBA

Certified Business Analysis Professional (CBAP), Business Analysis

Certified Business Analysis Professional (CBAP) certification.

Tech stack

Software and tools used professionally

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