Rachel Digmann
@racheldigmann
Senior insurance claims & benefits professional specializing in disability and fraud prevention.
What I'm looking for
I’m a Senior Insurance Claims & Benefits Professional with 25+ years of experience in insurance, financial services, and customer operations, including 13 years specializing in disability claims. I’m recognized for leading fraud detection initiatives, mentoring and developing claim professionals, and making complex claim determinations while balancing empathy, compliance, and business objectives.
As a Claim Specialist III at TruStage (2013 to 2026), I investigated and adjudicated complex disability and specialty insurance claims while maintaining superior quality, productivity, and customer service standards. I led Claims Department Special Investigations Unit (SIU) referrals, preventing hundreds of thousands of dollars in fraudulent claim payments, and I served as the first point of escalation for complex customer situations before management involvement. I also performed quality assurance reviews to ensure technical accuracy and policy compliance, and I mentored and trained newly hired Claim Specialists.
Earlier, I served as a Service Representative I / Subject Matter Expert at TruStage (01/2010 to 01/2013), supporting multiple insurance products and helping representatives with complex policy interpretation. Before that, I worked as an Individual Investor Retirement Specialist at Principal Financial Group (2007 to 2008) and ranked #1 in Asset Retention, and I supervised daily operations for a team of 30+ at Best Buy (2000 to 2007), interviewing, hiring, training, coaching, and evaluating employees.
Experience
Work history, roles, and key accomplishments
Investigated and adjudicated complex disability and specialty insurance claims while maintaining high quality and customer service standards. Led SIU referrals, mentored claim specialists, performed quality assurance reviews, and served as the first point of escalation for complex cases.
Provided customer support while serving as a subject matter expert for multiple insurance products. Supported representatives with complex questions and policy interpretation for life insurance, AD&D, and brokerage accounts.
Guided participants in employer-sponsored retirement plans by explaining plan provisions, distribution options, and account services. Delivered consultative customer support and achieved top performance rankings in asset retention and 401(k) rollovers.
Supervised daily operations for a team of 30+ employees. Handled hiring, training, coaching, evaluation, and managed scheduling, payroll, and cash office operations.
Education
Degrees, certifications, and relevant coursework
Upper Iowa University
Bachelor of Science, Human Resource Management
Pursuing a Bachelor of Science in Human Resource Management at Upper Iowa University.
Life Management Institute
ALMI (Associate), Life Management
Earned the ALMI (Associate) credential from the Life Management Institute.
Availability
Location
Authorized to work in
Job categories
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