prajwal badwe
@prajwalbadwe
I lead banking and fintech platforms from architecture through product strategy, scaling digital products to 10M+ users.
What I'm looking for
At Mahindra Finance, I lead technology and product for Quiklyz, a digital car-leasing platform, including microservices, automated KYC and credit verification, OEM microsites, and resilience programs. I improved conversion by 25%, improved operational efficiency by 40%, and created a new lease-origination revenue stream through Maruti Suzuki and Renault microsites.
Previously at Fino Payments Bank, I led the digital transformation of FinoPay, Fino BPay, and Fino Mitra, scaling the user base from 3M to 10M+ and launching UPI, POS/card payments, FASTag, DigiGold, insurance, remittance, and biometric onboarding. I lead cross-functional engineering and product teams, translate RBI, UIDAI, and DPDP requirements into delivery plans, and build reliable BFSI products with measurable customer and operational outcomes.
Experience
Work history, roles, and key accomplishments
Assistant Vice President — Technology & Product Lead
Mahindra Finance
May 2023 - Present (3 years 3 months)
Led engineering architecture and product ownership for Quiklyz, a digital car leasing platform, driving microservices implementation and roadmap prioritization. Delivered automated KYC and credit verification systems, improving operational efficiency by 40%.
Mobile & Digital Technology / Product Lead
Fino Payments Bank
Jun 2015 - May 2023 (7 years 11 months)
Owned end-to-end technology architecture and product strategy for a mobile banking app portfolio, scaling user base from 3M to 10M+. Led UPI implementation ranking among fastest on NPCI's national listing and architected eKYC/VKYC/CKYC onboarding.
Android Developer
Enable IT Solution
Aug 2014 - May 2015 (9 months)
Developed social networking, instant messaging, and ERP applications using XMPP, Google Maps, and Bluetooth, gathering requirements directly from end users.
Android Developer
Softech Solutions
Jun 2013 - Aug 2014 (1 year 2 months)
Built GPS/GSM-integrated remote monitoring and accident-detection applications, working closely with field stakeholders to translate operational needs into product features.
Freelance Android Developer
Independent
Jun 2012 - Jun 2013 (1 year)
Shipped independent consumer applications end-to-end, including TTS-based SMS manager, password manager, and research apps, as sole owner.
Education
Degrees, certifications, and relevant coursework
Vidarbha Institute of Technology
Bachelor of Technology, Electronics & Communication Engineering
Completed a Bachelor of Technology in Electronics & Communication Engineering.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
Skills
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