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Kumkum Pandey

@kumkumpandey

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Result-oriented technology leader specializing in payment systems.

India

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What I'm looking for

I am seeking a leadership role in technology that fosters innovation and allows me to leverage my expertise in payment systems while promoting team collaboration and growth.

I am a result-oriented and innovation-driven technology leader with over 15 years of experience in architecting and delivering scalable solutions, particularly in the realm of instant and cross-border payment systems. My expertise lies in transforming legacy monoliths into cloud-native, microservices-based ecosystems, ensuring high availability and resilience under peak transaction loads. I have a proven track record of reducing downtime by up to 85% and tripling transaction processing capacity, which has significantly enhanced operational efficiency.

Throughout my career, I have built and led high-performing, cross-functional teams across various regions including India, Singapore, Hong Kong, and Australia. I excel in aligning technology strategy with business outcomes, ensuring zero-defect, on-time delivery in high-stakes environments. My strong command of the full SDLC, agile delivery, and stakeholder management has been pivotal in my success, allowing me to oversee complex projects and deliver impactful results.

Experience

Work history, roles, and key accomplishments

Current

Assistant Vice President

Current

Citigroup

Oct 2022 - Present (2 years 8 months)

Led full-stack development teams for the CPX - IP Core Processor, focusing on performance, scalability, and automation, and delivering HK ACH and Cross-Border Payment Systems with zero defects. Refactored legacy IL systems for Payment Hub - IP Processing, tripling transaction volume handling and reducing downtime significantly through Blue-Green architecture implementation.

Full Stack Developer Cross Border Payments Agile Delivery Microservices SDLC Stakeholder Management

Senior Project Lead

IDBI Intech

Aug 2016 - Oct 2022 (6 years 2 months)

Led the migration of NEFT/RTGS systems from Finacle7 to Finacle10 using Core Java, JSP, and Servlets, providing technical and functional guidance to various bank clients. Managed end-to-end delivery and support for Nepal Remittance using Core Java, Spring, and Web Services, successfully handling over 250+ sub-member banks and securing new client deals.

NEFT RTGS Finacle JSP Servlet Spring Web Services Remittances Project Management Client Services

Senior Software Engineer

Capgemini

Mar 2010 - Jun 2016 (6 years 3 months)

Designed and developed the Quote module for an enterprise insurance platform using Java, Spring, and YUI, and participated in system testing and deployment. Delivered multiple micro-projects, including an Android POC, and provided application support, issue triage, and resolution through ticket-based workflows.

Java Spring YUI Insurance Systems Android POC SDLC Data Mapping Training

Software Engineer

Integra Micro Systems

Mar 2010 - May 2011 (1 year 2 months)

Designed and implemented campaign filtering logic and reporting modules using Java, Spring, and Hibernate for the Revenue Plus Platform. Enabled real-time UI interactions with back-end systems to enhance campaign targeting accuracy and reporting efficiency.

Java Spring Hibernate Campaign Management UI System Design Filtering

Education

Degrees, certifications, and relevant coursework

Rajasthan Vidyapeeth

MBA, Finance

Completed a Master of Business Administration with a specialization in Finance. This program provided a strong foundation in financial management and business strategy.

Rajasthan Vidyapeeth

B.Tech, Computer Science

Obtained a Bachelor of Technology in Computer Science. The curriculum covered core computer science principles and prepared for a career in software development.