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Nishma Ruparelia

@nishmaruparelia

Versatile Financial Services professional with extensive industry experience.

United Kingdom
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What I'm looking for

I am looking for a role that offers opportunities for growth and challenges in compliance and risk management.

I am a versatile Financial Services professional with extensive experience across the Banking, Insurance, and Investment sectors. My career has been marked by exceptional problem-solving abilities and a commitment to maintaining high levels of organisation and diligence. I thrive in challenging environments and leverage my initiative to effectively address obstacles, always striving to identify innovative solutions that drive productivity and enhance operational efficiency.

In my current role as Customer Compliance Team Lead at Fund Ourselves, I oversee the Customer Services and Complaints Department, ensuring the highest levels of customer satisfaction while adhering to regulatory timeframes. I have successfully developed and implemented regulatory policies and procedures, identified opportunities for process improvement, and conducted comprehensive root cause analyses to address complaints. My previous roles at the Financial Ombudsman Service have equipped me with the skills to conduct thorough investigations and deliver well-reasoned opinions, ensuring fair outcomes for all parties involved.

Experience

Work history, roles, and key accomplishments

FO
Current

Customer Compliance Team Lead

Fund Ourselves

Apr 2019 - Present (6 years 3 months)

Oversaw and managed the Customer Services and Complaints Department, ensuring the highest levels of customer satisfaction and strict adherence to regulatory timeframes. Developed, implemented, and maintained regulatory policies and procedures within the Customer Services and Complaints Department.

CB

Consumer Credit Consultant/SME

Caversham Finance Limited (T/A BrightHouse)

Apr 2018 - Mar 2019 (11 months)

Promoted to Subject Matter Expert to support the onboarding of new team members and assist in establishing the Customer Resolutions Department in Birmingham. Operated effectively in a fast-paced, target-driven environment, investigating and resolving complaints in compliance with legal, regulatory, and company standards.

FS

Investigator

Financial Ombudsman Service

Apr 2016 - Apr 2018 (2 years)

Conducted thorough investigations into financial complaints, including banking, insurance, and investment matters, in strict accordance with Financial Conduct Authority (FCA) regulations. Managed a diverse and demanding caseload, progressing cases in line with established service standards and effectively prioritising competing tasks.

FS

Adjudicator

Financial Ombudsman Service

Mar 2015 - Apr 2016 (1 year 1 month)

Conducted in-depth investigations into complaints relating to mortgages and secured loans, ensuring the application of relevant regulatory guidance such as the Mortgage Code of Business. Delivered well-reasoned opinions to both consumers and businesses, ensuring all communications are clear, concise, and tailored to the audience.

Education

Degrees, certifications, and relevant coursework

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Nishma Ruparelia - Customer Compliance Team Lead - Fund Ourselves | Himalayas