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Mushviq IsmayilovMI
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Mushviq Ismayilov

@mushviqismayilov

I build scalable fintech payment platforms, APIs, and regulated digital services.

Azerbaijan
Message

What I'm looking for

I'm seeking senior remote Product Owner roles with fintech, payments, or platform product companies, where I can lead scalable API-driven products, regulated payment flows, and digital transformation.

I'm building end-to-end digital payment platforms at GoldenPay, spanning wallets, B2C/B2B payment flows, card transactions, clearing, core banking integrations, and API partnerships. I lead delivery of the Card Module System and General Ledger to support card issuance, reconciliation, and payment operations.

Previously, I led strategy at Azericard and AI-driven product initiatives for ViSenze, a Rezolve AI company. My work included product vision, go-to-market strategy, OKRs, MVP scoping, customer journey analytics, chatbots, recommendation engines, and A/B testing.

I’ve also delivered national e-government and digital transformation programs, including asanpay.az, the Central Information System, and the Licenses & Permits Portal. In collaboration with the World Bank, I co-created a national data governance and digital transformation strategy, and led an AI-powered judicial tool that reduced appeal processing time by nearly 20%.

Across fintech, public-sector platforms, and complex multi-vendor operations, I translate business, regulatory, and customer needs into roadmaps, backlogs, and measurable outcomes. I bring 14+ years of experience, supported by PMP, PMI-ACP, ISPO, and COBIT 2019 certifications.

Experience

Work history, roles, and key accomplishments

GO
Current

Product Owner

GoldenPay OJSC

Oct 2024 - Present (1 year 11 months)

Owns end-to-end product lifecycle for digital payment platforms, including digital wallets, payment flows, card transactions, and core banking integrations. Leads product design and delivery of Card Module System and General Ledger, defining strategy and roadmap.

AZ

Head of Strategy Office

Azericard

Dec 2023 - Mar 2024 (3 months)

Served as Head of Strategy at a leading card payment network, driving organizational alignment. Led design and execution of organizational strategy frameworks, established governance structures, and defined KPIs and OKRs.

IA

Chief Project Manager

Innovation and Digital Development Agency

Aug 2022 - Jul 2023 (11 months)

Designed and led digital transformation roadmaps for public-sector organizations. Co-created a national data governance strategy with the World Bank and led implementation of an AI-powered judicial system tool, reducing case appeal processing time by nearly 20%.

EC

Senior Project Manager

E-Gov Development Center

Oct 2018 - Aug 2022 (3 years 10 months)

Led delivery of national platforms including asanpay.az and Licenses & Permits Portal, achieving nearly 90% successful delivery rate. Established KPI-based reporting structures, reducing ad-hoc management requests by approximately 75%.

Education

Degrees, certifications, and relevant coursework

Azerbaijan State Oil and Industry University logoAU

Azerbaijan State Oil and Industry University

MBA, e-Governance

2022 - 2024

Grade: 95/100

MBA in e-Governance with a dual diploma from Georgia State University, USA. Achieved a grade of 95/100.

BU

Baku Eurasian University

Bachelor of Arts, Simultaneous Interpretation

2006 - 2010

Bachelor of Arts in Simultaneous Interpretation from Baku Eurasian University.

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