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@mariuser4

I lead multi-affiliate health and welfare benefits administration, compliance, and financial oversight.

United States
Message

At TotalEnergies American Services, I lead health and welfare benefits administration across 13 U.S. affiliates, covering medical, dental, vision, prescription drug, life insurance, disability, EAP, HSA, HRA, FSA, wellness, eligibility, and annual enrollment.

I manage benefit financial controls from monthly close entries and carrier reconciliations to vendor invoices, affiliate chargebacks, cost trends, budgets, and executive reporting. I use Power BI, advanced Excel, SAP, and UKG BI to turn benefits data into practical decisions.

I partner with HR, Payroll, Finance, Legal, consultants, actuaries, TPAs, brokers, carriers, and vendors to maintain compliant, employee-centered service delivery. My work includes ERISA, HIPAA, ACA/CMS reporting, Form 5500 support, RxDC, PCORI, COBRA-related administration, and non-discrimination testing.

Earlier at Hewlett Packard Puerto Rico, I delivered $1.7 million in first-year savings through health plan and sick pay changes, led retiree healthcare implementation, and supported retirement-plan governance and compliance. I'm fully bilingual in Spanish and English and focused on making complex benefits programs clearer and more reliable for employees and leaders.

Experience

Work history, roles, and key accomplishments

TS
Current

Benefits Advisor

TotalEnergies American Services

Aug 2006 - Present (20 years 1 month)

Lead administration, governance, compliance, and continuous improvement of Health & Welfare programs across 13 U.S. affiliates, including medical, dental, vision, prescription drug, life insurance, LTD, EAP, HSA, HRA, FSA, wellness, eligibility, enrollment, and annual enrollment activities. Manage financial controls and budget analytics, serve as subject matter expert, and lead compliance and gove

HO

Sr. Benefit Specialist

Hewlett Packard Puerto Rico Mfg. Operation

May 1998 - Aug 2006 (8 years 3 months)

Completed the 'Benefits 2006' project, generating $1.7 million in first-year savings through strategic health plan and sick pay changes. Developed and led a Benefit Committee, served as project manager for retiree healthcare implementation, and managed Form 5500 filings and investment strategy for 401(k) and defined benefit pension plans.

Education

Degrees, certifications, and relevant coursework

University of Puerto Rico at Mayaguez logoUM

University of Puerto Rico at Mayaguez

Bachelor's Degree, Accounting

Bachelor's degree in Accounting from the University of Puerto Rico at Mayaguez.

Tech stack

Software and tools used professionally

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