KC User
@kcuser1
Dedicated License Agent with extensive customer service experience.
What I'm looking for
As a License Agent at New York Life Insurance, I excel in establishing high-quality customer relationships and providing detailed product knowledge to clients. My experience spans various roles in customer service, claims adjusting, and management, showcasing my ability to handle complex inquiries and foster trust with clients.
Throughout my career, I have consistently demonstrated my commitment to excellence by managing high volumes of claims and inquiries, ensuring customer satisfaction, and maintaining compliance with company policies. My background in the insurance and healthcare sectors has equipped me with the skills necessary to navigate challenging situations and deliver effective solutions.
I am passionate about helping others and thrive in environments that prioritize customer service and teamwork. I am eager to bring my expertise in claims processing and customer relations to a dynamic organization that values growth and innovation.
Experience
Work history, roles, and key accomplishments
Customer Service and Cashier
Home Depot
Dec 2023 - Present (1 year 5 months)
Greeted customers, answered questions, and provided guidance during checkout. Processed checkout and return transactions, bagged items, and issued receipts. Maintained a safe and organized area, including the self-checkout area, and followed all policies and procedures to minimize shrink and ensure inventory accuracy.
License Agent
New York Life Insurance
Jan 2024 - Present (1 year 4 months)
Established high-quality customer relationships using informational resources and technical knowledge. Handled a high volume of inbound customer and sales agent inquiries. Communicated and educated on product features, benefits, and contract provision details.
Claims/Warrants
County of Pinellas
Jun 2023 - Nov 2023 (5 months)
Processed claims and moved to the Warrant Department to process warrants and injunctions. Answered phone calls from various law enforcement agencies and civilians.
Non-Injury Claims Adjuster
USAA
Aug 2022 - Jun 2023 (10 months)
Guided insureds and claimants through the auto claims process from start to finish. Investigated liability by consulting with witnesses, reviewing police reports, and compiling evidence. Determined policy coverage through analyzing investigation data and policy terms, notifying insureds of coverage or issues.
Pharmacy Prior Authorization Rep WC
Cigna Corporation
May 2020 - Aug 2022 (2 years 3 months)
Processed requests and responses for pharmacy prior authorizations, communicating approval or denial. Handled inbound and outbound phone calls, receiving, sorting, and distributing incoming mail and electronic fax requests. Facilitated resolution of drug coverage issues and addressed, researched, and resolved issues while maintaining accurate documentation.
Supervisor/Work in Field
Signature Plumbing Inc
Jun 2003 - Jul 2009 (6 years 1 month)
Maintained office services by organizing operations and procedures, preparing payroll, and controlling correspondence. Prepared work assignments for staff, supervised staff, and managed office equipment. Occasionally assisted in the field when manpower was short.
Supervisor
IGT Homes
Jul 2017 - May 2020 (2 years 10 months)
Oversaw day-to-day operations of the facility, ensuring site safety and security, and implementing site policies and procedures. Conducted regular inspections and maintenance of systems and equipment, monitoring fire alarm control panels and other emergency equipment. Supervised and evaluated staff, completing employee reviews, and maintaining accurate records of attendance and timesheets.
Medicare Customer Service Rep Sr
United Healthcare
Jul 2009 - Jan 2017 (7 years 6 months)
Took inbound calls from members, providers, and third-party vendors, explaining benefits and claims. Discussed how to file appeals and complaints, and resolved complex customer service inquiries related to benefit and eligibility information, billing, and payment issues.
Telesales-Medicare-Customer Care Specialist
Humana
Nov 2004 - May 2006 (1 year 6 months)
Made outbound calls and answered incoming calls from customers to assess their needs and build comprehensive solutions. Provided general information about Humana's products, value, and rates to prospective customers. Educated customers, providers, and employers about products and services.
Customer Service/Claims
Health Plans Service
Sep 2002 - Apr 2003 (7 months)
Assisted clients with questions, concerns, and problems, offering solutions regarding insurance policies, billing, payments, and plan changes. Provided expertise and general claims support by reviewing, researching, investigating, negotiating, processing, and adjusting claims. Analyzed and identified trends, providing reports as necessary.
Customer Service Associate Auto and Homeowner
General Electric/ Colonial Penn
Aug 1998 - Nov 2000 (2 years 3 months)
Identified and referred sensitive cases to the appropriate authority and skill level. Answered policyholder inquiries pertaining to policy coverage and premium. Provided quotes, refunds, and corrected policies, resolving complaints or inquiries involving rates and surcharges.
Claims/Customer Service
Health Plans Service
Jun 1997 - Aug 1998 (1 year 2 months)
Reviewed claims notices and medical reports to determine coverage expense as specified in the policy. Handled inquiries from providers, employees, and other major insurance companies.
Claims Examiner- Customer Service Associate
United Healthcare
Jul 1996 - Jun 1997 (11 months)
Computed benefits by screening and interpreting medical bills. Processed claims by entering appropriate information into the system to make payments or request additional information. Processed medical, dental, Medicare, Medicaid, and prescription claims.
Customer Service Associate- Claim Processor
Equifax Payment Service
Apr 1994 - Jul 1996 (2 years 3 months)
Gave authorization to merchants based on restrictive guidelines and lack of negative customer information. Assessed loss of profit due to accuracy of provided document information. Checked documents for fraudulent information such as forgeries, alterations, or invalid details.
Education
Degrees, certifications, and relevant coursework
Hillsborough Community College
College Coursework, General Studies
Completed some college coursework, accumulating 25 credits. Studied various subjects at the community college level. Gained foundational knowledge in general studies.
Chamberlain High School
High School Diploma, General Studies
Obtained a high school diploma. Completed general education requirements. Prepared for further academic or professional pursuits.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
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