KGKaran Gupta
@karangupta2
Highly motivated manager with expertise in analytics and strategy.
IndiaWhat I'm looking for
I am a highly motivated manager with extensive experience in analytics and strategy development, particularly in the fintech and consultancy sectors. Currently, I serve as a Pricing Strategy Manager at Oportun, where I lead analytics initiatives that optimize pricing strategies for small-ticket consumer loans. My efforts have resulted in a 9% increase in interest paid for high-ticket loans and a 12% reduction in charge-offs, showcasing my ability to drive significant financial improvements through data-driven decision-making.
Previously, I held the position of Sr. Manager at Cars24-Australia, where I spearheaded data-driven strategies and process optimizations. My work involved collaborating with product teams to define A/B tests and improve pricing and collections effectiveness. I successfully developed KPI reporting systems that reduced car backlog and increased sell-through rates by 5%. My background also includes delivering strategic proposals for clients in the insurance and hospitality sectors, enhancing customer engagement through personalized recommendations.
Experience
Work history, roles, and key accomplishments
Pricing Strategy Manager, Credit & Pricing
Oportun
Jun 2024 - Present (1 year 1 month)
Led analytics and strategy development for a NASDAQ-listed fintech, optimizing pricing and collections processes for small-ticket consumer loans. Designed and maintained simulation models to tune interest rates, APR, and origination fees, driving a 9% increase in interest paid for high-ticket loans and reducing charge-offs by 12%.
Sr. Manager, Analytics & Strategy
Cars24-Australia
Apr 2022 - May 2024 (2 years 1 month)
Spearheaded data-driven strategy and process optimization in Pricing Strategy, collaborating with Product to define and analyze A/B tests for pricing and collections effectiveness. Optimized pricing and collections strategies using cohort analysis, car fingerprint methods, and competitive benchmarking, improving margins and agility.
Manager, Analytics & Strategy
Cars24-Australia
Apr 2021 - Mar 2022 (11 months)
Developed KPI reporting systems to reduce car backlog and repair costs. Increased sell-through rate (STR) by 5% through competitor-based assortment optimization.
Consultant
Adrosonic IT Consultancy Services Pvt. Ltd.
Jul 2018 - Apr 2021 (2 years 9 months)
Delivered analytics-driven strategic proposals for insurance and hospitality clients, focusing on customer segmentation, recovery likelihood, and actionable insights. Enhanced customer engagement (~20%) by creating personalized recommendations using RFM frameworks and identifying top revenue-generating accounts.
Education
Degrees, certifications, and relevant coursework
IKIndian Institute of Technology, Kharagpur
Bachelors and Masters in Technology, Biotechnology and Biochemical Engineering
Completed a five-year dual degree program in Biotechnology and Biochemical Engineering. Gained comprehensive knowledge and skills in both fields.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
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