Juan Lozano
@juanlozano
Experienced Credit Control Team Leader driving cash flow, compliance, and high-performing collections across Europe.
What I'm looking for
I’m an experienced Credit Control Team Leader with 8 years of success improving cash flow, leading multicultural teams, and driving compliance across Europe and the USA. I focus on measurable results—better KPIs, healthier receivables, and stronger working capital outcomes.
Since Mar 2021, I’ve led and mentored a team of 7 credit controllers across France and Spain, consistently hitting 95%+ KPI targets. I manage a £240M annual collections portfolio while maintaining bad debt provisions below 0.5% of turnover, and I’ve reduced average DSO by 18 days through automated dunning workflows and proactive client engagement.
At Eutelsat S.A, I improved collections performance by achieving a 98% collection rate on a €50M+ receivables ledger. I reduced aged debt over 90 days by 35%, resolved 200+ disputed invoices per quarter, and streamlined onboarding by reducing ramp-up time by 25% through structured induction.
Earlier roles reinforced my practical, compliance-first approach—from reducing DSO and recovering £1.2M in overdue debt with legal escalation processes, to managing a $15M delinquent loan portfolio with 72% cure rates while ensuring 100% compliance with CFPB regulations. I bring stakeholder trust and coaching to help teams deliver consistently.
Experience
Work history, roles, and key accomplishments
Credit Control Team Leader
Red Commerce Ltd
Mar 2021 - Present (5 years 3 months)
Led and mentored a team of 7 credit controllers across France and Spain, consistently achieving 95%+ KPI targets. Managed a £240M annual collections portfolio, reduced average DSO by 18 days via automated dunning, and improved cash collection to 97%.
SPA Credit Controller
Eutelsat S.A
May 2019 - Feb 2021 (1 year 9 months)
Achieved a 98% collection rate on a €50M+ receivables ledger by overhauling client follow-up procedures. Reduced aged debt over 90 days by 35%, resolved 200+ disputed invoices per quarter, and cut dispute resolution time by 40%.
Credit Controller
Biffa Waste Ltd
Nov 2018 - May 2019 (6 months)
Reduced DSO from 30% to 8% within 6 months through proactive client management and targeted escalation. Recovered £1.2M in overdue debt by implementing a structured legal escalation process while maintaining 100% compliance with internal credit policies.
Credit Controller
Oportun
Aug 2017 - Sep 2018 (1 year 1 month)
Managed recovery on a $15M delinquent loan portfolio, achieving a 72% cure rate on accounts 60+ days past due. Reduced average days to resolution by 20% by introducing structured repayment plans and customer outreach scripts while maintaining 100% compliance with CFPB regulations.
Education
Degrees, certifications, and relevant coursework
Duale Hochschule Baden-Württemberg
Bachelor of Arts, International Business
Bachelor of Arts in International Business at Duale Hochschule Baden-Württemberg in Germany.
Colombia
Bachelor of Arts, Accounting & Finance
2013 - 2018
Bachelor of Arts in Accounting & Finance in Colombia from 2013 to 2018.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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