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Ryan John

@ryanjohn

Credit Controller and Collections Advisor focused on fair, effective debt recovery.

United Kingdom
Message

What I'm looking for

I’m looking for a credit control or collections role where I can use my empathy and analytical skills to deliver fair outcomes—while improving efficiency with strong systems and clear processes in a supportive team.

I’m a self-motivated, reliable and hardworking credit and collections professional with strong problem solving and analytical skills. I’ve built my success around treating customers fairly—especially vulnerable customers—while delivering clear outcomes for both customers and the business.

Across multiple sectors, I’ve owned portfolios and ledgers, chased outstanding arrears, and set up repayment plans and forbearance options. Highlights include reducing an arrears backlog through an email-based campaign, managing three ledgers with 248 accounts, improving communication across different countries, and collecting tuition fees via face-to-face conversations. I also bring strong systems experience and the ability to adapt quickly under pressure.

Experience

Work history, roles, and key accomplishments

SF

Collections Advisor

Snap Finance

Aug 2025 - Feb 2026 (6 months)

Worked on an email-based short-term campaign to reduce customer arrears backlog. Ensured fair treatment and provided enhanced support to vulnerable customers, improving empathy while delivering outcomes for customers and the business.

UB

Credit Controller

University of Buckingham

Nov 2022 - Apr 2023 (5 months)

Collected tuition fee arrears during a short-staffed period by taking payments and setting up repayment plans. Liaised with a debt collection agency for unresolved cases and handled face-to-face discussions, improving faster decision-making and resolution rates.

NF

Collections Advisor/Account Manager

Nationwide Corporate Finance

Jul 2018 - Aug 2020 (2 years 1 month)

Managed weekly collections for 30–40 accounts per week within a team of four, ensuring payment was collected within a 7-day window. Handled larger-value cases involving legal charges on properties and guarantors, delivering accurate and efficient service under pressure.

M

Collections Advisor

118 118 Money

Jan 2018 - Jun 2018 (5 months)

Contacted up to 150 customers monthly who had fallen behind on payments to chase outstanding debts. Adapted communication approaches for different cases, strengthened vulnerable customer support, and improved speed due to high call volumes.

Education

Degrees, certifications, and relevant coursework

SC

Stantonbury Campus

General Certificate of Secondary Education (GCSEs), GCSE

2004 - 2008

Grade: English Language B; English Literature C; Humanities B; Science (Double Award) CC; Maths B; Media B; PE B; Design C; Drama A

Completed GCSEs at Stantonbury Campus from 2004 to 2008, including English, Humanities, Double Award Science, Maths, Media, PE, Design, and Drama.

Tech stack

Software and tools used professionally

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