Ryan John
@ryanjohn
Credit Controller and Collections Advisor focused on fair, effective debt recovery.
What I'm looking for
I’m a self-motivated, reliable and hardworking credit and collections professional with strong problem solving and analytical skills. I’ve built my success around treating customers fairly—especially vulnerable customers—while delivering clear outcomes for both customers and the business.
Across multiple sectors, I’ve owned portfolios and ledgers, chased outstanding arrears, and set up repayment plans and forbearance options. Highlights include reducing an arrears backlog through an email-based campaign, managing three ledgers with 248 accounts, improving communication across different countries, and collecting tuition fees via face-to-face conversations. I also bring strong systems experience and the ability to adapt quickly under pressure.
Experience
Work history, roles, and key accomplishments
Collections Advisor
Snap Finance
Aug 2025 - Feb 2026 (6 months)
Worked on an email-based short-term campaign to reduce customer arrears backlog. Ensured fair treatment and provided enhanced support to vulnerable customers, improving empathy while delivering outcomes for customers and the business.
Credit Controller
Advance Catering
Aug 2024 - Jun 2025 (10 months)
Chased outstanding arrears across hundreds of businesses and managed three ledgers totaling 248 accounts. Improved efficiency while maintaining timely, high-standard credit control work.
Credit Controller
Insights Learning & Development
Jul 2023 - Jun 2024 (11 months)
Managed a portfolio of customer businesses across several countries, maintaining up-to-date payment relationships. Improved understanding of currencies and how tax is applied in different parts of the world while communicating effectively with clients.
Credit Controller
University of Buckingham
Nov 2022 - Apr 2023 (5 months)
Collected tuition fee arrears during a short-staffed period by taking payments and setting up repayment plans. Liaised with a debt collection agency for unresolved cases and handled face-to-face discussions, improving faster decision-making and resolution rates.
Collections Advisor
Tymit
Feb 2022 - Nov 2022 (9 months)
Chased outstanding arrears and offered forbearance options based on customers’ circumstances. Helped build new processes from scratch and maintained an exceptional, timely service standard.
Credit Controller
Retail Merchant Services
Jan 2021 - Oct 2021 (9 months)
Processed contract cancellations by chasing final payments to close accounts and arranging collection of card machines. Developed patience, empathy, and a people-first approach to collections during the pandemic.
Collections Advisor/Account Manager
Nationwide Corporate Finance
Jul 2018 - Aug 2020 (2 years 1 month)
Managed weekly collections for 30–40 accounts per week within a team of four, ensuring payment was collected within a 7-day window. Handled larger-value cases involving legal charges on properties and guarantors, delivering accurate and efficient service under pressure.
Collections Advisor
118 118 Money
Jan 2018 - Jun 2018 (5 months)
Contacted up to 150 customers monthly who had fallen behind on payments to chase outstanding debts. Adapted communication approaches for different cases, strengthened vulnerable customer support, and improved speed due to high call volumes.
Education
Degrees, certifications, and relevant coursework
Stantonbury Campus
General Certificate of Secondary Education (GCSEs), GCSE
2004 - 2008
Grade: English Language B; English Literature C; Humanities B; Science (Double Award) CC; Maths B; Media B; PE B; Design C; Drama A
Completed GCSEs at Stantonbury Campus from 2004 to 2008, including English, Humanities, Double Award Science, Maths, Media, PE, Design, and Drama.
Availability
Location
Authorized to work in
Job categories
Skills
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