Looking for a job

Jay Riñoza

@jayrioza

Message

I deliver digital products, payment platforms, and enterprise transformation programs.

Philippines

Message

What I'm looking for

I'm looking to lead digital product, fintech, payment, and enterprise transformation initiatives where I can drive Agile delivery, platform scaling, cross-functional execution, and measurable business outcomes.

I've delivered payment gateways, transaction platforms, and digital products across fintech, banking, retail, telco, and e-commerce. At AltPayNet, I owned and scaled payment platforms while improving transaction flows, settlement visibility, and end-to-end integrations.

I've led major initiatives for CIMB, BDO Unibank, Globe Telecom, and ODSI Group of Companies, taking products from requirements and planning through public launch, commercialization, and operations. My work includes CIMB Deals, loyalty and digital wallet systems, SaaS education platforms, IoT/GPS tracking, sales automation, and four regulated business launches.

I bring Agile delivery, product ownership, portfolio governance, and cross-functional leadership to complex programs, managing teams of up to 50+ people and multi-million initiatives.

Experience

Work history, roles, and key accomplishments

Senior Product Manager

AltPayNet Corp.

Jan 2026 - May 2026 (4 months)

Owned and scaled payment gateway and transaction platforms, ensuring stability and performance. Drove product backlog and Agile delivery, improving transaction flows and system integrations.

Payment Gateways API Integration Agile Product Management Backlog Management Data Driven Decision Making Stakeholder Management

Senior Technical Product Owner

Ascendion Digital Solutions Philippines Inc.

Feb 2025 - Jul 2025 (5 months)

Translated CIMB's business requirements into technical solutions for mobile and core systems. Prioritized product backlog and delivered the CIMB Deals platform end-to-end.

Product Management Agile Backlog Management Technical Solutions Stakeholder Management Compliance

Senior Project Manager

Indra Philippines Inc.

Mar 2024 - Nov 2024 (8 months)

Delivered high-impact IT and digital transformation projects for BDO Unibank Inc., improving operational efficiency and compliance. Led development of loyalty, rewards, and digital wallet systems.

Project Management Digital Transformation Agile Stakeholder Management Team Leadership SDLC

Project Head

ODSIGroup of Companies

Sep 2019 - Aug 2023 (3 years 11 months)

Led a portfolio of programs that delivered 4 new regulated business launches, achieving end-to-end execution from concept to operations. Directed cross-functional teams and owned project planning, budgeting, and risk management.

Program Management Portfolio Management Project Planning Budgeting Risk Management Team Leadership

Senior Project Manager

Upwork

Oct 2017 - Sep 2019 (1 year 11 months)

Delivered end-to-end project management and executive support across global clients in BPO, finance, real estate, and crypto industries. Managed e-commerce and distributed teams for resource planning and delivery coordination.

Project Management Remote Team Management Resource Planning Budgeting Scheduling Reporting CRM Marketing Analytics

Senior Project Manager

Globe Telecom

Apr 2012 - Oct 2017 (5 years 6 months)

Led end-to-end delivery of multiple digital and telco products, from strategy and development to pilot launch and commercialization. Applied Agile and Product Ownership practices to manage backlog, sprints, and cross-functional delivery.

Agile Product Management Backlog Management Sprint Planning SaaS IoT