Helgi Nati

Conducted weekly variance reviews and root-cause analyses, reducing bank fees by 25% YoY. Facilitated remote onboarding of banking services and delivered annual audit reports, reducing compliance risk by 30%. Performed daily reconciliation for merchant systems, collaborating with teams to ensure accurate transaction reporting and minimize chargebacks.

Led virtual collaboration to streamline loan filings using cloud-based CRM tools and collaborated on reducing overdue accounts using digital tracking systems, achieving a 15-20% reduction. Prepared thorough credit analyses for new and renewed loan requests across various industries. Underwrote over $690M in loan requests, leveraging data tools and remote due diligence to improve bank liquidity and

Provided personal financial counseling and lending services, building relationships to sustain high customer satisfaction and retention. Prepared credit and financial information to streamline loan processing for mortgage, installment, and discount loan transactions. Increased branch credit product lines by over $500,000 and coached team members to develop sales opportunities and meet goals.

Monitored legislative developments, met with constituents and stakeholders, and formulated strategic policy agendas. Prepared materials for meetings, briefings, and hearings. Managed constituent communication, including mailing letters and handling calls, improving response time.

Studied for a Bachelor of Science in Finance with a Minor in Information Technology. Achieved Dean's List multiple times and was a member of the National Honor Society and an AP Scholar.