Open to opportunities

Michael Rodriguez

@michaelrodriguez

Message

Detail-oriented financial professional specializing in credit analysis, risk assessment, and lending support.

United States

Message

What I'm looking for

I'm seeking a senior credit or lending role where I can apply my compliance and credit-analysis expertise, guide clients to build credit, and drive operational improvements within a customer-focused, growth-oriented team.

I am a detail-oriented financial professional with 15+ years in banking, credit services, and business operations, bilingual in English and Spanish. I specialize in credit analysis, financial statement review, risk assessment, and compliance to support lending decisions and guide clients in credit-building strategies.

As an owner/operator and former vice president and banking professional, I have implemented financial tracking systems, conducted audits, and managed contracts, billing, and collections to strengthen financial health and compliance. I consistently deliver accurate loan documentation and credit interpretation (FICO, DTI), helping clients improve creditworthiness while improving operational efficiency.

Experience

Work history, roles, and key accomplishments

Current

Owner & Operator

Current

DC NY Tours

Feb 2019 - Present (6 years 6 months)

Manage operations, budgeting, cash flow and expense tracking while overseeing contracts, invoicing and collections to maintain compliance and improve financial controls for a small tour business.

Budgeting Cash Flow Management WaveApps Invoicing Contract Management Compliance Financial Reporting Cost Analysis

Current

Vice President & Chauffeur

Current

Amadeus Royal Limousine Inc

Jan 2012 - Present (13 years 7 months)

Administer company finances, contracts, billing and payments while conducting audits and maintaining compliance; implemented financial tracking systems to support cost management and client service.

Financial Management Auditing Compliance Billing Contract Management Reporting Client Services

Sales & Service Associate

PNC Bank

Dec 2015 - Feb 2019 (3 years 2 months)

Reviewed credit reports, FICO scores and DTI ratios to support consumer and small business lending decisions while collecting and verifying tax returns and income documentation to ensure compliant applications.

Credit Analysis FICO Support Debt To Income Loan Documentation Compliance Customer Service Lending

Primaclerk

Aramark

Feb 2014 - Feb 2015 (1 year)

Set up Prima operations across food and beverage outlets, printing menus and recipes and managing inventory, food waste tracking and monthly cost analysis to control cost of goods sold.

Inventory Management Cost Analysis Data Entry Invoicing Food Cost Analysis Operations Reporting

Relationship Banker

BB&T Bank

Dec 2004 - Feb 2014 (9 years 2 months)

Conducted preliminary credit evaluations for consumer loans and mortgages, assisted clients in rebuilding credit, collected financial documentation and ensured compliance in daily transactions.

Loan Processing Customer Service Compliance Mortgage Processing