Zachery Peterson

Worked as Commercial Lending Administrator II at First Bank.

Execute core operational functions across the full loan lifecycle: onboarding, servicing, payoffs, modifications, and collateral management.

Ensure accuracy and compliance in loan documentation, system entries, and regulatory reporting.

Streamline workflows by collaborating cross-functionally with loan officers, finance, and compliance teams.

Manage internal systems (FIS, CRM), performed data a

An integral part of the loan origination process. Responsible for performing underwriting analysis of Borrower's character, creditworthiness, and financial condition.

Maintain credit files, monitor data such as updated financial statements, and prepare updated analysis memos. Created specialized ad-hoc reports as necessary

Identify risks related to borrower operations, industry/sector, collatera

Orchestrated and managed institutional client deals ranging from $MM to $BB, ensuring seamless processing and adherence to all SLA deadlines for servicing preparation.

Served as the Bilateral Subject Matter Expert (SME) for the closing team, reviewing Credit Agreements and translating key data during the booking process, contributing to accurate and efficient deal execution.

Facilitated the book

Implemented stringent quality control measures as the gatekeeper for Commercial new loan/modification processes, ensuring the highest standards.

Played a pivotal role in customer engagement within the assigned portfolio, actively participating in each transaction from inception.

Conducted comprehensive Pre and Post-closing reviews of new and modified Commercial loan transactions, meticulously

Executed various loan tasks, including loan boarding, payoffs, denials, modifications, subordinations, and collateral maintenance, contributing to a 25% improvement in overall loan processing efficiency.

Processed construction draws in adherence to internal policies, meticulously reviewing documentation for proper signatures and related items. Achieved a 20% reduction in draw-related discrepancie

Conducted thorough review of post-funded loan documentation for completeness, compliance, and accuracy, ensuring that underwriting conditions and loan program requirements met specific program matrices. Achieved a 95% accuracy rate, reducing errors and improving overall loan documentation quality.

Collaborated with Loan Processing, Underwriting, and Credit teams, providing feedback and coordinati

Maintained loan files and imaging, ensuring the preservation of complete and accurate imaged files for internal and external audits. Achieved a 98% accuracy rate, reducing discrepancies and enhancing the efficiency of audit processes.

Utilized various software and internet applications to input credit applicant information, obtaining business and consumer credit reports, OFAC searches, lien searc

Conducted in-depth analysis of financial statements, ranging from company-prepared to accountant-prepared audited statements.

Generated comprehensive reports for Business Partners, providing in-depth key financial metrics such as EBITDA, EBIT, DSCR, and Global Cash Flow.

Assisted in the underwriting process by ensuring the accuracy and completeness of relevant information and documents.

Jun 2025

Jun 2024

Jun 2024

Sep 2020

Jun 2024

Jun 2024

Jun 2024

Aug 2023

Aug 2023

Jul 2023

Jul 2023

Oct 2020