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gabby espinoza

@gabbyespinoza

Message

I’m a senior property claims technical review professional—Xactimate estimating and reconstruction oversight.

United States

Message

What I'm looking for

I’m looking to lead carrier-compliant technical reviews and reconstruction oversight, using Xactimate/Symbility to validate scopes, communicate clearly with contractors, and drive accurate file-to-resolution outcomes on complex residential and commercial losses.

Property claims professional with 9+ years of experience in Recon, MIT, CAT, reconstruction oversight, and technical review. Skilled in Xactimate, Symbility, carrier-compliant estimating, and file-to-resolution claim handling, I focus on accurate documentation and coverage analysis.

In my Technical Review Specialist roles, I performed quality assurance reviews of reconstruction, mitigation, and content estimates. I used Xactimate and Symbility to validate scopes and estimates, reviewed benchmark reports for hail, roof, and flood, and communicated with contractors daily to clarify revisions and confirm alignment with carrier guidelines.

As an independent contractor, I assessed damaged residential properties, generated Xactimate estimates for mitigation and reconstruction, and directed more than 40 claims projects. I also support recovery interests through subrogation identification, manage key payment coordination, and provide litigation support by organizing litigation files and tracking documentation through resolution.

Experience

Work history, roles, and key accomplishments

Litigation Support

Houston

Organized litigation files based on urgency and maintained communication with attorneys. Facilitated responses to requests for sensitive documentation, tracked costs by account, and supported case preparation through accurate file handling and follow-up.

Litigation Support Claims Management Team Leadership

Emergency CAT Adjuster (1099))

Independent

Examined insurance policies and documentation to determine coverage and liability, and administered claims in compliance with industry best practices. Generated rebuild estimates and completed SFI documentation, including subrogation opportunity identification.

Xactimate Symbility Coverage Analysis Claims Management Claims Adjudication SFI Documentation

Reconstruction Coordinator

SERVPRO

Managed administrative setup in Dash and Netgear and served as the primary client liaison through intake to completion. Verified documentation, coordinated subcontractors and timelines, processed collections and multi-party payments, and used Matterport Camera documentation for large-scale commercial losses.

Dash Matterport Claims Management Mortgage and Multi Party Payment Processing Project Management Client Relations

Technical Review Specialist III

Alacrity Solutions

Performed quality assurance reviews of reconstruction, mitigation, and content estimates for accuracy and compliance. Used Xactimate and Symbility to validate scopes and estimates and coordinated revisions with contractors.

Xactimate Symbility Claims Management Risk Assessment Team Leadership

Project Supervisor

Frontier Contract Services

Managed residential and commercial losses from initial inspection through final reconstruction by developing on-site Xactimate scopes and sketches and coordinating logistics for ALE and personal property. Oversaw staff, vendors, and subcontractors, ensured compliance with carrier documentation, and maintained project records, permits, and reporting requirements.

Xactimate Claims Management Subcontractors Project Accounting Permit Coordination

Property Claims / Reconstruction

Independent Contractor

Assessed damaged residential properties and generated Xactimate estimates for mitigation and reconstruction. Directed 40+ claim projects, coordinating homeowners, restoration companies, and carriers, and managed subcontractors and project accounting through completion.

Xactimate Coverage Analysis Claims Management Subcontractors Project Coordination Mortgage and Multi Party Payment Processing Project Accounting Team Management Client Relations

Technical Review Specialist

Code Blue / Accuserv

Scrutinized invoices and supporting documentation (including moisture readings, sketches, and photos) to ensure adherence to IICRC standards. Authored scopes of loss and written reviews for carrier submission, managing files from assignment through resolution and monitoring performance metrics.

Xactimate IICRC Certification Claims Management Claims Adjudication