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Ezekiel Aboderin

@ezekielaboderin

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Fintech payments and treasury operations leader with 14 years delivering compliant remittance settlement at scale.

United Kingdom

Message

What I'm looking for

I’m looking to lead payments and treasury operations in a regulated fintech, scaling automated reconciliations, partner pre-funding, and real-time KPI monitoring—while strengthening AML/KYC compliance and improving settlement reliability across corridors.

I’m a fintech payments and treasury operations professional with 14 years of hands-on experience across remittance operations, transaction processing, settlement, reconciliation, and regulatory compliance across Africa, the Middle East, and Europe. I currently oversee daily payment operations and partner pre-funding at ARP Digital, a CBB Category 3 CASP-licensed fintech in Bahrain, with direct responsibility for GPS payout settlements, partner balance monitoring, and client money reconciliation across multiple corridors.

Previously, as Head of Payment Operations at Flutterwave, cross-border remittance operations scaled across 30+ markets, and an automated reconciliation solution eliminated over $220 million in annual risk exposure. I also led Mastercard/Visa scheme billing recovery, recovering $7 million in erroneous billing, while maintaining strong operational KPI reporting and compliance discipline across multiple jurisdictions. I bring a consistent approach: automate reconciliation where it matters, run real-time monitoring with dashboards and alerts, and partner closely with compliance to strengthen AML/KYC and regulatory adherence.

Experience

Work history, roles, and key accomplishments

Current

Head of Treasury & Ops

Current

ARP Digital

Dec 2025 - Present (6 months)

Oversee daily GPS payout operations, partner pre-funding, and settlement execution for MTO/PSP counterparties, ensuring accurate client money and bank statement reconciliations across multi-currency accounts and Fireblocks-custodied stablecoins. Built a GPSTreasury DailyTracker with automated partner balance monitoring and 30-day pre-funding forecasting for daily CEO/COO reporting.

Treasury Operations GPS Payout Settlements Partner Pre Funding Operational Reporting Fireblocks SQL Analytics

Head of Payment Operations

Flutterwave

Feb 2020 - Dec 2025 (5 years 10 months)

Managed cross-border remittance and payment operations across 30+ markets, including transaction processing, settlements, and partner reconciliation at scale. Designed an automated reconciliation solution achieving 100% accuracy, eliminating $220M+ in annual operational risk exposure, and led Mastercard/Visa scheme billing recovery of $7M.

Remittances Settlement And Recovery Payment Schemes (Visa Mastercard)

Manager, Decision Science

Renmoney

Feb 2019 - Feb 2020 (1 year)

Used SQL, Python, and Excel to produce daily, weekly, and monthly operational and risk reports for executive leadership. Monitored high-volume transaction and loan data to support risk management and revenue optimization across a large loan portfolio.

SQL Python Risk Reporting Operational Analytics Excel Modeling KPI Reporting

Product Lead, API Marketplace

First Bank Nigeria

Jan 2018 - Feb 2019 (1 year 1 month)

Led the build of an API Marketplace and self-service integration platform to streamline third-party partner onboarding and API governance. Published technical documentation and managed payment integration workflows to ensure operational compliance and service continuity.

API Marketplaces Partner Onboarding Technical Documentation Integration Flows Product Leadership Operational Compliance

Head, Settlement & Reconciliation

First City Monument Bank

Oct 2016 - Jan 2018 (1 year 3 months)

Managed daily settlement for ATM, web, and mobile payment transactions, reconciling payables and receivables against acquiring bank and card scheme reports. Processed Mastercard/Visa transaction files and ensured client money account reconciliation, ledger accuracy, and scheme compliance.

Settlement Operations Reconciliations Card Processing MySQL Reporting Banking Operations

Senior Card Operations Officer

First City Monument Bank

Oct 2014 - Oct 2016 (2 years)

Handled chargebacks and dispute resolution across Mastercard, Visa, and Verve channels while coordinating with fraud, legal, and settlement teams to minimize exposure and maintain regulatory compliance. Ensured adherence to card scheme rules, AML policies, and internal compliance standards across card operations workflows.

Chargeback Management Dispute Resolution Settlement Operations Operational Compliance

Settlement & Data Analytics

eTranzact International

Oct 2011 - Oct 2014 (3 years)

Managed fraud, risk, and settlement operations for a high-volume card payments and API billing platform serving banks and MTOs. Analyzed transaction data to identify suspicious activity, resolved queued transactions within SLAs, and supported compliance improvements for money laundering indicators.

Risk Operations Settlement Operations Transaction Monitoring Billing Support SLA Management