Joan Afi Tagoe

At Hubtel, I manage daily Online Virtual Account and multi-bank liquidity, reconcile third-party reports, and produce treasury reporting with zero variance against source data. I also serve as an escalation point for banks and Mobile Network Operators, resolving settlement delays, transaction errors, and reconciliation issues.

I’ve delivered large-scale reconciliation and revenue-assurance reviews, including an audit of more than 782 million transactions that identified USD 209,329.72 in billing overcharges. I also resolved a betting traffic dispute by validating contracted-period charges and disputing USD 311,146.36 attributed to the pre-contract period.

Previously at Vendease, I prepared management accounts, managed purchase-to-pay activities, completed bank and balance-sheet reconciliations, supported audits, payroll, statutory obligations, and month-end close. I developed a fund-disbursement SOP and accounts-payable ageing schedule to improve payment controls, tracking, and working-capital visibility.

My experience also includes settlement reconciliation at Spektra Technologies, where I recovered approximately USD 9,207.80 in transaction-cost overcharges, finance operations at Jetstream Africa, and audit work at CFY Partners. I’m currently studying CIMA Management Level and bring hands-on experience across payments, lending, logistics, food procurement, accounting, treasury, and audit.