Edgar Simpokolwe
@edgarsimpokolwe
Fintech founder and operator driving responsible digital SME lending growth.
What I'm looking for
I am a fintech operator and founder with hands-on experience launching and scaling digital lending products for SMEs and underserved segments in Malawi. I have owned product rollout, partner coordination, and market-level performance metrics while maintaining strict portfolio quality controls.
At LUTA Inc I raised catalytic grant funding, secured local debt financing, and designed underwriting and rollout controls that maintained a 0% non-performing loan rate. I led collections strategy, partner management, and operational adjustments informed by live performance data.
I have regional experience supporting expansion and partnerships, a background in financial modeling and valuation, and a commitment to scaling responsible credit while protecting balance-sheet outcomes.
Experience
Work history, roles, and key accomplishments
Growth & Operations Lead
Tiide (Powered by Luta)
Jun 2025 - Present (9 months)
Led Tiide’s onboarding and operations, acquiring 394 clients in 4 months, maintaining 61% active users and 0% NPL while deploying a $22,000 loan book and managing capital and ecosystem partner relationships.
Founder & CEO
LUTA Inc
Mar 2022 - Present (4 years)
Built and operated LUTA as an SME lender, owning product rollout, partner execution, and portfolio performance; raised grant funding and $20,000+ in local debt financing while maintaining 0% NPL through conservative credit policy and active monitoring.
Expansion Lead
Rootical
Mar 2025 - Dec 2025 (9 months)
Supported regional expansion and localization efforts for Rootical’s venture studio, focusing on partnerships and operational readiness in Tanzania and Uganda.
Education
Degrees, certifications, and relevant coursework
University of the People
Bachelor of Arts, Business Administration
Completed a Bachelor of Arts in Business Administration, finishing in November 2024.
Corporate Finance Institute
FMVA® – Financial Modeling & Valuation Analyst (certification), Finance
Activities and societies: Also completed 'Analyzing Growth Drivers & Business Risks' (Jan 2024) and 'Accounting Fundamentals' (Jul 2024).
Completed FMVA® Financial Modeling & Valuation Analyst certification and related finance courses in 2024.
MRUniversity
Diploma in Economics: Microeconomics, Economics
Completed a diploma-level course in Microeconomics in February 2023.
Università Commerciale Luigi Bocconi
Certificate, Private Equity & Venture Capital
Completed a certificate course in Private Equity & Venture Capital in January 2022.
International Business Management Institute
Certificate, Finance & Accounting
Completed a finance and accounting certificate in February 2022.
Kamuzu University of Health Sciences
MBBS (first year completed), Pre-Medical Sciences
Completed pre-medical sciences and first-year MBBS coursework before transitioning to entrepreneurship in 2022.
Availability
Location
Authorized to work in
Website
lutainc.comSocial media
Job categories
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