Debasish Banerjee
@debasishbanerjee
Collections leader driving portfolio recovery, risk governance and scalable, analytics-led operations.
IndiaWhat I'm looking for
I am a dynamic collections leader with 22 years of experience across retail, rural, secured and unsecured lending, focused on improving portfolio profitability and NPA performance through data-driven recovery strategies and strong governance.
I have led multi-zone operations across East, Central and North India, built and mentored teams of 325+ members, implemented digital collection transformations, and delivered measurable improvements such as lifting resolution efficiency from ~75% to ~87% and managing a ₹2,200 Cr farm portfolio.
I combine regulatory compliance, stakeholder alignment and analytics-led decision making to design scalable collection ecosystems that reduce delinquency, strengthen vintage control and drive sustainable business growth.
Experience
Work history, roles, and key accomplishments
Zonal Collection Manager
L&T Finance
Dec 2024 - Present (1 year 6 months)
Led a 325-member collections workforce across seven states, improving resolution efficiency from ~75% to ~87% in six months and managing a profitable Farm portfolio of ₹2,200 Cr (23% regional share).
Vice President, Collections
Axis Bank
Aug 2006 - Dec 2024 (18 years 4 months)
Directed multi-product zonal collections and restoration strategies across East, North & Central zones, increasing monthly revenue from ₹7 Cr to ₹30 Cr and maintaining flow rates near 4% while achieving 25% NPA release.
Assistant Manager, Collections
ICICI Bank
Jun 2004 - Aug 2006 (2 years 2 months)
Led mortgage and home-loan collections across Kolkata, Jharkhand and Bihar, reducing NPAs through hard-bucket controls and improving MIS and compliance governance.
Education
Degrees, certifications, and relevant coursework
Indian Institute of Foreign Trade, Kolkata
PGDM, Foreign Trade
2019 - 2019
Completed a Post Graduate Diploma in Management with specialization in Foreign Trade in 2019, focusing on international trade policy and export-import management.
ICFAI Business School, Hyderabad
Master of Business Administration, General Management
2012 - 2012
Completed an MBA in General Management in 2012 with coursework covering core management disciplines and leadership development.
Bharatiya Vidya Bhavan’s College of Commerce
PGDM, Commerce
1997 - 1997
Completed a Post Graduate Diploma in Management in 1997 with foundational studies in commerce and business administration.
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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