Carlos Antonio Ramírez Pedroza

I’m a Product Owner focused on building scalable payment experiences and automation that reduce cycle time, defects, and operational friction. At Intermex, I spearheaded development of 200+ global payers across 20+ countries, helping process millions of monthly transactions in the remittance network.

I redesigned payer requirements workflows, compressing delivery time from 3 weeks to 3 days with an 85%+ cycle time reduction—so teams could ship faster across international markets. I also drove a 70% reduction in software defects and scaled sprint throughput to 10 payers per sprint without increasing headcount.

I’ve led cross-functional execution end to end, including a 10+ person WaaS automation team building self-serve onboarding infrastructure for businesses integrating into the global payment network. I partner directly with C-level executives and global stakeholders to define product strategy, align development priorities, and accelerate cross-border coordination across 20+ countries.

Beyond payments, I bring operational and analytical depth: I served as Head of Operations across three mobility ventures (scaling a vehicle rental fleet to 100+ registered vehicles, building a pre-owned marketplace, and growing a subscription car wash app to 40 active monthly subscriptions and 300+ registered users). Earlier, as a Senior Business Analyst, I automated eligibility logic and invoice review workflows—replacing weeks of manual work with days of streamlined processing while achieving 100% client satisfaction.