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@at0

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Dynamic consultant with 14 years in financial services and fintech.

India

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What I'm looking for

I seek a role that fosters innovation, collaboration, and growth in fintech.

I am a dynamic and results-oriented professional with over 14 years of comprehensive experience in digital transformation and consulting within the Financial Services sector. I have been recognized for driving innovation and enhancing operational efficiency across global markets, particularly in banking, payments, and fintech. My expertise lies in forging strategic partnerships, optimizing processes, and leading cross-functional teams to deliver exceptional client outcomes.

In my current role as a Principal Consultant at Azranta, I drive the development of innovative payment and financial technology solutions, focusing on regulatory compliance and enhancing user experience in international markets. My previous experiences include leading major initiatives in banking payment systems at Capco and optimizing liquidity management solutions at TietoEvry. I am passionate about leveraging technology to create customer-centric solutions that meet the evolving needs of the financial services industry.

Experience

Work history, roles, and key accomplishments

Current

Principal Consultant

Current

Azranta

Jun 2023 - Present (2 years 1 month)

Drove the development of innovative payment, finances, finassets, and other technology solutions, focusing on regulatory compliance and enhancing user experience in international markets. Led the ideation and design of disruptive fintech solutions, focusing on customer-centric design and technological innovation.

Regulatory Compliance User Experience Fintech Solutions Market Research

Senior Consultant

Capco

Aug 2021 - Present (3 years 11 months)

Spearheaded the transformation of banking payment systems, driving major initiatives like ISO20022 adoption and regulatory compliance. Led cross-functional teams in the development and execution of fintech strategies, shaping product roadmaps and optimizing financial operations.

ISO 20022 Regulatory Compliance Product Roadmapping Stakeholder Engagement

Senior Business Analyst

TietoEvry

Mar 2020 - Present (5 years 4 months)

Designed, optimized, and delivered key treasury and cash management solutions, optimizing liquidity management and regulatory compliance. Collaborated on transforming complex systems, driving process improvements to enhance the efficiency and effectiveness of banking operations.

Treasury Management Cash Management Regulatory Compliance Process Improvement

Senior Consultant

Capgemini

Oct 2017 - Present (7 years 9 months)

Led strategic initiatives in Open Banking, leveraging APIs and modern payment systems to improve customer experience and service governance. Conducted in-depth analysis of business intelligence systems, optimizing payment lifecycles for Nordea.

APIs Payment Systems Business Intelligence

Senior Business Analyst

Gateway Group

May 2017 - Present (8 years 2 months)

Conceptualized and implemented innovative business models for wealth management services in the US, achieving significant growth targets. Designed and implemented innovative business models in wealth management, leveraging technology to drive significant business growth in US markets.

Wealth Management Strategic Planning

Associate Consultant

Infosys Limited

Sep 2012 - Present (12 years 10 months)

Managed strategic payment gateway integrations across African markets, enhancing transaction processing systems and improving user experience. Worked closely with global teams to develop scalable payment solutions, increasing efficiency and customer satisfaction.

Payment Integration User Experience Scalability Global Team Collaboration

Associate Analyst

True Data Software

May 2009 - Present (16 years 2 months)

Analyzed compliance frameworks for payment gateway systems, driving architectural improvements and enhancing integration solutions. Contributed to the development of robust payment infrastructure.

Payment Gateways Architecture Enhancements Systems Integrations Data Analysis

Education

Degrees, certifications, and relevant coursework

Birla Institute of Technology and Science, Pilani

MBA, Consultancy Management

Focused on consultancy management, gaining expertise in strategic planning, business analysis, and project leadership. Developed a strong foundation in management principles applicable to various industries.

University of Pune

Bachelor of Engineering, Computer Engineering

Studied core concepts of computer engineering, including software development, data structures, and algorithms. Gained practical skills in programming and system design.

Government Polytechnic

Diploma, Computer Engineering

Completed a diploma in computer engineering, building foundational knowledge in computer hardware and software. Acquired essential skills for further studies in the field.