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tapan dubey

@tapandubey

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Payments Product Leader at ANZ Bank shaping ANZ Plus and international high-value cross-border payment capabilities.

India

Message

At ANZ Bank, I drive product outcomes for ANZ Plus, an integrated digital-banking platform, and define the roadmap for international money transfers supporting New Zealand high-value cross-border payments. I own the product lifecycle from discovery and business case evaluation through delivery and production rollout.

At Credit Agricole CIB, I led product definition for a global high-value payments platform supporting CBPR+, ISO 20022 adoption, and cross-border payment modernization across APAC, ASEAN, and EMEA. I also assessed regional scheme and regulatory impacts and shaped product backlogs and requirements.

Earlier, I implemented core banking and payment capabilities at FIS Global, including FIS PROFILE across banks in APAC and Europe and a five-way payments reconciliation module. My experience spans product ownership, business analysis, payments implementation, and software engineering in banking.

Experience

Work history, roles, and key accomplishments

Current

Lead Business Analyst / Product Owner (AVP)

Current

ANZ Bank

Mar 2024 - Present (2 years 7 months)

Drove product outcomes for ANZ Plus digital-banking platform, defined product strategy and roadmap for International Money Transfer capabilities, and led AS-IS analysis for payment flows migration.

Product Strategy Roadmapping Backlog Prioritization Agile Delivery Payments Digital Banking Stakeholder Management Jira Confluence

Lead Business Analyst (Global Payments)

Credit Agricole CIB

May 2022 - Feb 2024 (1 year 9 months)

Led product definition for Global High Value Payments platform supporting CBPR+, ISO20022 adoption and cross-border payment modernization across APAC, ASEAN and EMEA.

ISO 20022 CBPR+SWIFT MT MX Messaging Payments Product Management User Stories Wireframing Data Mapping Stakeholder Management Jira

Business Consulting Manager

Virtusa

Apr 2021 - May 2022 (1 year 1 month)

Managed enhancements on payment system for B2B corporate payments, aligned with ISO20022 cross-border structured address requirements, and led process optimization consulting assignments.

Payments B2B Payments ISO 20022 Process Optimization Requirements Gathering Backlog Prioritization Stakeholder Management

Product Owner / Business Analyst

Accenture

Mar 2019 - Apr 2021 (2 years 1 month)

Conducted requirement gathering workshops for migration of 1.2 million cards from Visa to Mastercard, created BRDs for rewards products, and mapped process flows for chargeback module.

Requirements Gathering BRD Process Mapping Cards Tokenization Chargebacks Stakeholder Management

Tech Lead

FIS India

Jul 2018 - Mar 2019 (8 months)

Designed and implemented domestic and cross border payments in existing payments engine, improved CT and CBP-STP rate by 38%, and led requirement gathering for regulatory changes.

Payments Cross Border Payments STP IMPS Regulatory Compliance RBI NPCI Requirements Gathering Gap Analysis L2 L3 Support

Senior Consultant – Payments Implementation

PwC

May 2018 - Jul 2018 (2 months)

Senior Consultant for payments implementation projects.

Payments Implementation

Business Analyst

Accion Labs

Feb 2018 - May 2018 (3 months)

Business Analyst role supporting payments and technology projects.

Business Analysis Payments

Sr. Software Engineer

FIS Global

Feb 2011 - Jan 2018 (6 years 11 months)

Implemented FIS PROFILE core banking across 8 banks in APAC and EU region, owned payments engine implementation, and designed 5-way reconciliation module for payments.