Looking for a job

Pavan Kumar Sarma Annadanam

@pavankumarsarmaannad1

Message

Business Analyst at Virtusa who modernized global credit risk and cut assessment timelines by 23%.

India

Message

What I'm looking for

I’m seeking Business Analyst opportunities where I can use my banking technology and regulatory compliance experience to drive product innovation and digital transformation in financial services.

At Virtusa, I led business analysis for Citi Bank modernization across credit risk, lending, and regulatory platforms. I delivered a unified global risk rating platform that reduced credit assessment processing timelines by 23%.

At Tech Mahindra, I led regulatory modernization of legacy onboarding platforms to meet Canadian KYC and AML mandates. Digitized due diligence processes reduced onboarding turnaround time by 24%.

At Indian Overseas Bank, I led the Finacle 10.2 implementation and launched digital banking products including UPI, cards, wallets, and internet banking. I also digitized lending workflows, reducing loan processing turnaround time by 20%.

Experience

Work history, roles, and key accomplishments

Lead Business Analyst

Virtusa

Jul 2023 - Jul 2026 (3 years)

Spearheaded enterprise modernization initiatives across credit risk, lending, and regulatory platforms. Directed end-to-end delivery of a unified global risk rating platform and drove standardization of credit risk assessment processes.

Credit Risk Lending Regulatory Compliance Automation Data Governance Optima CCAR NAV Uploads and Reconciliation Reconciliations Agile Delivery Stakeholder Management

Business Analyst/ Technical Lead

Tech Mahindra

Jan 2022 - Jul 2023 (1 year 6 months)

Led regulatory modernization initiatives, transforming legacy onboarding platforms to align with Canadian KYC and AML mandates. Directed digitization of customer due diligence processes and strengthened AML compliance frameworks.

KYC AML Regulatory Compliance OSFI Customer Onboarding Workflow Automation Risk Assessment Stakeholder Management

Product Owner & Business Analyst

Indian Overseas Bank

Jun 2014 - Jan 2022 (7 years 7 months)

Led enterprise-wide Finacle 10.2 implementation and strengthened regulatory compliance through AML, fraud monitoring, and RBI reporting. Spearheaded digital banking product launches including UPI, cards, wallets, and internet banking.

Finacle Digital Banking UPI Cards Wallets Internet Banking Payments AML Fraud Monitoring RBI Reporting Requirements Management Business Intelligence KPI Dashboards

Assistant Manager

Axis Bank

Nov 2013 - Jun 2014 (7 months)

Advised commercial and retail clientele on treasury, foreign exchange, and derivative solutions while driving portfolio growth through strategic cross-selling initiatives.

Treasury Foreign Exchange Derivatives Cross Selling Portfolio Growth

Assistant Manager

Catholic Syrian Bank

Oct 2012 - Nov 2013 (1 year 1 month)

Managed branch operations, customer onboarding, regulatory compliance, service excellence, and revenue generation through relationship-driven banking solutions.

Branch Operations Customer Onboarding Regulatory Compliance Service Excellence Revenue Generation

Portfolio Analyst

Northern Trust

Dec 2011 - Oct 2012 (10 months)

Managed USD 25 billion portfolio analytics, delivering financial reporting, balance sheet assessments, stakeholder engagement, and client servicing excellence.

Portfolio Analytics Financial Reporting Balance Sheet Stakeholder Engagement Client Servicing