Open to opportunities

Ash Mystal

@ashmystal

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Bilingual Senior Credit Analyst with experience in agricultural credit and financial analysis.

Canada

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What I'm looking for

Seeking a challenging role that leverages my credit analysis and leadership skills to drive business growth and success.

As a seasoned credit analyst, I have honed my skills in analyzing credit data and financial statements to identify risk and make informed lending decisions. With experience in leading teams and mentoring colleagues, I am confident in my ability to drive results and promote continuous improvement. My proficiency in both English and French has allowed me to effectively communicate with clients and stakeholders in a bilingual setting.

Throughout my career, I have worked with various financial institutions, including Agricultural Credit Corporation, BMO Financial Group, and CBC, where I have developed a strong understanding of credit analysis, financial reporting, and risk management. My expertise in Microsoft Office, particularly Excel, has enabled me to efficiently analyze data and present findings to stakeholders.

I am a results-driven professional with a strong work ethic and a passion for delivering high-quality results. I am committed to staying up-to-date with industry trends and best practices, and I am excited to leverage my skills and experience to drive success in my next role.

Experience

Work history, roles, and key accomplishments

Current

Bilingual Senior Credit Analyst

Current

Agricultural Credit Corporation

May 2020 - Present (5 years)

As a Bilingual Senior Credit Analyst, I analyze credit data and financial statements to assess lending risks, compile loan applications, and mentor team members. I communicate lending decisions in both French and English, ensuring compliance with lending protocols.

Credit Risk Financial Reporting Risk Assessment Team Leadership Bilingualism Customer Service Loan Processing Problem Solving Mentoring Compliance

Bilingual Business Analyst

BMO Financial Group

Jan 2019 - May 2020 (1 year 4 months)

Performed in-depth analyses on supplier issues, utilizing advanced Excel skills for data interpretation and reporting. Led support for major projects, ensuring successful implementation of changes and managing stakeholder relationships.

Business Analysis Supplier Management Data Visualization Project Management Advanced Excel Stakeholder Engagement Requirements Gathering Problem Solving Communication Team Collaboration

Bilingual Account Transfers Specialist

BMO Nesbitt Burns

Dec 2015 - Jan 2019 (3 years 1 month)

Processed transactions and resolved discrepancies while ensuring compliance with established priorities. Collaborated with internal partners to enhance business process efficiency and quality control.

Business Process Communication Team Collaboration Customer Service Audit Compliance Relationship Management

Bilingual Credit Analyst

CBC (Canadian Broadcasting Corporation)

Jul 2011 - Oct 2015 (4 years 3 months)

Analyzed financial statements for credit requests, ensuring adherence to credit limits. Maintained client relationships and managed delinquent accounts while multitasking across various portfolios.

Credit Financial Statements Client Relationship Management Multitasking Problem Solving Risk Management Negotiation Reporting Compliance

Credit and Collections Supervisor

CBC (Canadian Broadcasting Corporation)

Jul 2009 - May 2011 (1 year 10 months)

Supervised a team in Montreal, assisting with account issues and approving credit requests. Fostered a positive team environment and provided rewards for achieving results.

Credit Client Communication Leadership Performance Management Relationship Building Training Coaching

Bilingual Credit Reinstatement Specialist

MCAP

Jul 2008 - Nov 2009 (1 year 4 months)

Managed collection accounts, conducting interviews to determine defaults and arranging payment plans. Ensured thorough documentation and timely follow-ups with clients.

Collections Interviewing Payments Documentation Timely Follow Ups Problem Solving Account Management Negotiation Compliance

Bilingual Accounts Receivable Collections Officer

Chubb Security

Oct 2007 - Jun 2008 (8 months)

Handled cash collections, reconciled payments, and resolved unapplied cash issues. Assisted in accounts receivable analyses and ensured accurate billing.

Accounts Receivable Cash Collections Billing Analysis Communication Customer Service Compliance Team Collaboration

Bilingual Collections Officer

JP Morgan Chase

Oct 2004 - Oct 2007 (3 years)

Negotiated payment arrangements with customers and investigated late payments. Provided customer support and maintained accurate records of transactions.