Kwezi Chabikuli
@kwezchab
Detail-oriented credit specialist with expertise in risk management.
What I'm looking for
I am a dedicated credit specialist with a strong background in analyzing credit risk patterns and providing lending solutions. Currently, I work at the Bank of Montreal, where I evaluate credit limit increases and credit card applications, ensuring that clients receive the best financial advice and support. My role involves collaborating with internal teams to enhance risk management processes, which has significantly improved our operational efficiency.
Previously, I served as a Fraud Analyst at Scotiabank, where I successfully prevented fraud losses by identifying high-risk transactions and resolving over 200 fraud-related issues weekly. My proactive approach not only safeguarded client assets but also strengthened their trust in our services. My experience as a Customer Care Advisor further honed my skills in customer service, allowing me to effectively address financial inquiries and improve overall customer satisfaction.
Experience
Work history, roles, and key accomplishments
Credit Specialist
Bank of Montreal
Jun 2022 - Present (3 years 1 month)
Analyzed credit risk patterns and evaluated them in accordance with the SPO to approve or decline credit limit increases or credit card applications. Provided lending solutions emphasizing credit use best practices for financial success.
Customer Care Advisor
Scotiabank
Aug 2020 - Sep 2022 (2 years 1 month)
Supported clients with financial inquiries and services, handling over 40 inbound calls daily. Navigated various service channels to identify and resolve customer issues.
Fraud Analyst
Scotiabank
Oct 2021 - May 2022 (7 months)
Prevented fraud loss by identifying high-risk transactions, reducing claims worth tens of thousands of dollars quarterly. Resolved over 200 fraud-related issues weekly, ensuring client satisfaction and protection.
Education
Degrees, certifications, and relevant coursework
University of Winnipeg
Bachelor of Arts, Political Science
Studied Political Science, gaining a comprehensive understanding of political systems, theories, and public policy. Developed strong analytical and critical thinking skills through coursework and research.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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