Olasumbo Adedipe
@olasumboadedipe
Experienced Credit Analyst skilled in credit risk analysis.
What I'm looking for
I am an experienced Credit Analyst with a strong background in credit risk analysis for financial and lending institutions. My proven ability to assess the creditworthiness of client companies has been honed through years of experience in reviewing loan applications and financial statements. I am passionate about ensuring accurate and timely decisions in a fast-paced environment, which has consistently led to increased customer satisfaction.
Throughout my career, I have demonstrated a commitment to excellence in customer service, effectively communicating with clients and stakeholders to gather necessary information and negotiate terms of credit approval. My analytical skills allow me to conduct thorough financial analyses, ensuring that all credit applications are evaluated comprehensively. I thrive in collaborative environments and am dedicated to supporting my team’s objectives while maintaining a focus on customer needs.
Experience
Work history, roles, and key accomplishments
Credit Analyst
Auto Capital Canada Inc/CIBC Auto Finance
Oct 2022 - May 2024 (1 year 7 months)
Responsible for reviewing and adjudicating vehicle loan applications by assessing customers' creditworthiness based on credit history, affordability, and collateral valuation. Ensured timely and accurate decisioning of loan applications in a fast-paced environment while adhering to company policies.
Senior Credit Analyst
CURO Financial Technologies Corp
Aug 2020 - Sep 2022 (2 years 1 month)
Assisted in preparing credit requests and financial reports, communicated with credit applicants, and conducted credit analysis for loan approvals. Reviewed financial statements and tax returns, prepared risk analysis reports, and ensured annual reviews of the loan portfolio.
Customer Service Representative
SITEL Canada
Jul 2019 - Jul 2020 (1 year)
Handled an average of 80 inquiries daily regarding complex financial issues, processed customer payments, and managed account security functions. Resolved customer escalations and completed compliance training.
Call Center Customer Agent / Credit Review Agent
Gatestone & Co. Inc
Sep 2016 - Jul 2019 (2 years 10 months)
Achieved a 97% customer satisfaction level by effectively resolving queries and providing technical support. Managed creditworthiness assessments and handled account maintenance and collection activities.
Education
Degrees, certifications, and relevant coursework
Humber College
Associate Degree, Business Marketing
University of Toronto
Associate Degree, Project Management
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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