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Aikasia Kowero

@aikasiakowero

Goal-oriented banking professional and Relationship Manager specializing in diaspora client growth and digital channel support.

Tanzania
Message

What I'm looking for

I’m looking for a banking role where I can grow client portfolios, support digital and diaspora customers, and strengthen customer experience through disciplined compliance, complaint handling, and data-informed monitoring of loan and deposit pipelines.

I am focused, goal-oriented, and highly motivated with experience in the banking sector and a strong drive to contribute to team success through hard work, attention to detail, and excellent organizational skills. I bring knowledge from over 5 years working with a prominent bank, with a clear understanding of tasks and training.

As a Relationship Manager (Diaspora Banking) at NMB Bank PLC, I administer diaspora processes across contact center, portal requests, and branches. I source clients to cross-sell bank solutions, support diaspora clients on digital channels (NMB Mkononi, NMB Direct and Cards), coordinate webinar and Zoom sessions, manage customer complaints through NMB cure, and ensure closure as per FCPR. I also monitor deposit and mortgage pipeline, grow the mortgage and secured loans asset book, and conduct market intelligence across Global Markets to develop tactical sales campaigns.

Previously, as an Assistant Relationship Manager (Business Banking), I prepared periodic reports on MSME loan portfolio quality and compliance to post approval credit conditions, supported credit documentation validity, and coordinated with Credit Administration and Legal. Earlier, I served as a Customer Experience Officer where I handled inquiries, ensured complaints were logged into the NMBCURE Tool with follow-up, cross-sold and upsold products, and used systems such as BI, FLEXCUBE, and ESB to evaluate solutions and manage service recovery. I started as a Customer Service Executive at PCCI Under MIC Tanzania (tigo), strengthening my customer care approach through KPI/SLA performance, transaction reversal, and account support using telepin, smap, and websmap.

Experience

Work history, roles, and key accomplishments

NMB Bank Plc logoNP
Current

Relationship Manager

NMB Bank Plc

Jan 2024 - Present (2 years 6 months)

Administer diaspora banking processes and serve as a point of contact for diaspora clients across digital channels and through branches. Support cross-selling and online sales campaigns, manage customer complaints, and monitor diaspora deposit and mortgage pipeline and loan portfolio quality.

NP

Customer Experience Officer

National Microfinance Bank (NMB) Plc

Jan 2020 - Jan 2022 (2 years)

Handled customer inquiries and ensured prompt, courteous service while logging and following up complaints to resolution. Used banking systems for investigations and supported cross-selling and service recovery with KPI and turnaround-time targets.

Education

Degrees, certifications, and relevant coursework

TC

Tumaini University DSM College

Bachelor of Laws, Law

2016 - 2019

Completed a Bachelor of Laws program at Tumaini University DSM College from 2016 to 2019.

TS

Tusiime High School

Advance Certificate of Secondary Education (ACSEE), Secondary Education

2014 - 2016

Completed the Advanced Certificate of Secondary Education (ACSEE) at Tusiime High School from 2014 to 2016.

SS

ST Mathew’s Secondary School

Certificate of Secondary Education Examination (CSEE), Secondary Education

2010 - 2014

Completed the Certificate of Secondary Education Examination (CSEE) at ST Mathew’s Secondary School from 2010 to 2014.

Tech stack

Software and tools used professionally

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