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Dedicated credit operations executive with strong analytical skills.
Experience
Credit Operation Executive
Cholamandalam Investment and Finance Company
Aug 2024 - Present (1 year 3 months)
Credit Associate (Home Loan)
Indian Mortgage Guarantee Corporation
Sep 2022 - Aug 2024 (1 year 11 months)
50k-100k USD
I'm a Sr. credit risk analyst currently working with Apollo Agriculture.
Experience
Senior Associate Credit Risk
Apollo Agriculture
Aug 2025 - Present (3 months)
Results-driven credit risk professional with extensive underwriting experience.
Experience
Senior QC Credit Risk Associate
YouLend
Jan 2025 - Present (10 months)
Credit Decisions Team Lead
YouLend
Mar 2024 - Jan 2025 (10 months)
Credit Risk Associate
YouLend
Mar 2023 - Mar 2024 (1 year)
Dynamic credit risk specialist driving innovative risk mitigation strategies.
Experience
Schemes Administration Supervisor
Finance Trust Bank
Jan 2024 - Mar 2025 (1 year 2 months)
Schemes Administration Officer
Postbank Uganda
Jan 2021 - Dec 2024 (3 years 11 months)
Recovery Officer
Standard Chartered Bank
I am a credit and climate risk manager driving data-informed risk reduction
Experience
Credit Risk and Climate Risk Manager
The South Indian Bank Ltd
Mar 2022 - Apr 2025 (3 years 1 month)
Credit Underwriting & Monitoring Manager
The South Indian Bank Ltd
Apr 2015 - Mar 2021 (5 years 11 months)
Credit professional specializing in loan underwriting, risk assessment, and credit management for retail lending.
Experience
Credit Manager - LAP
Yuwan Financiers Pvt Ltd
Oct 2023 - Present (2 years 1 month)
Branch Credit Manager
IIFL Samasta Finance Ltd.
Jul 2022 - Sep 2023 (1 year 2 months)
Results-driven Credit Manager specializing in credit risk assessment.
Experience
Credit Manager
ESAF Small Finance Bank
Apr 2023 - Present (2 years 7 months)
Credit Manager
IDFC First Bharat Ltd
Nov 2021 - Apr 2023 (1 year 5 months)
Credit Manager
Bajaj Finance Ltd
May 2019 - Nov 2022 (3 years 6 months)
Strategic Credit Risk Manager with expertise in financial modeling.
Experience
Deputy Manager
HDFC Bank
Nov 2023 - Present (2 years)
Acquisition Manager
Ujjivan Small Finance Bank
Jul 2023 - Oct 2023 (3 months)
PGDM Summer Internship
Fundsroom
May 2022 - Aug 2022 (3 months)
Dynamic Credit & Risk Analyst with expertise in financial services.
Experience
Branch Credit Manager
HDB Financial Services Ltd
Sep 2024 - Present (1 year 2 months)
Assistant Credit Manager
Aviom India Housing Finance Pvt Ltd
May 2024 - Sep 2024 (4 months)
Credit Operations Executive - Prime LAP
Credit risk analyst with expertise in financial analysis and management.
Experience
Senior Credit Analyst/Relationship Manager
AB Microfinance Bank
Jan 2020 - Jul 2023 (3 years 6 months)
Credit Analyst/Relationship Manager
AB Microfinance Bank
Jul 2015 - Jan 2021 (5 years 6 months)
Credit Risk & Internal Control Analyst
Mkobo Microfinance Bank
May 2014 - Sep 2020 (6 years 4 months)
Finance professional specializing in credit risk, data-driven reporting, and automation.
Experience
Financial Administrator
Co-op Funeralcare Ltd
Feb 2023 - Present (2 years 9 months)
Warehouse Operator
Job and Talent Ltd
Oct 2022 - Nov 2022 (1 month)
AVP & Team Head, Credit Risk
China CITIC Bank International Limited
960k-1400k USD
Experienced credit and audit professional with strong risk management.
Experience
Audit & Risk Officer
Metropolitan National Sacco Ltd
Nov 2022 - Present (3 years)
Credit Officer - Credit Control
Experienced credit risk consultant specializing in data insights and analysis.
Experience
Credit Risk Consultant
Process Benchmarking Ltd
Mar 2023 - Present (2 years 8 months)
Audit Data Analyst
KPMG
Sep 2021 - Present (4 years 2 months)
Passionate banking professional with expertise in credit analysis.
Experience
Senior Credit Analyst
Old Mutual Zimbabwe
Jun 2024 - Present (1 year 5 months)
Credit Analyst
Nedbank Zimbabwe
Feb 2022 - Present (3 years 9 months)
Branch Manager
Experienced credit risk specialist
Experience
Commercial Credit Risk Specialist
DSV - Global Transport and Logistics
Apr 2022 - Present (3 years 7 months)
Debtors Controller
Tiger Wheel and Tyre
Nov 2019 - Apr 2020 (5 months)
Accounts Receivable Clerk
Rand Refinery (Pty) Ltd
Experienced credit analyst with strong leadership and analytical skills.
Experience
Credit/Finance Officer
Family Bank
Jan 2011 - Present (14 years 10 months)
Credit Administration/Analyst
Progressive Credit Limited
Experienced credit risk management professional with strong analytical skills.
Experience
Head Credit Processing & Data Management
National Bank of Pakistan
Apr 2022 - Present (3 years 7 months)
Head Credit Review & Analysis Department
National Bank of Pakistan
May 2018 - Present (7 years 6 months)
Global Credit Operations Lead with expertise in financial management.
Experience
Global Credit Operations Lead
Pezesha Africa Limited
Aug 2023 - Present (2 years 3 months)
Credit Risk & Collections Lead
Rescue Connect Limited
Sep 2022 - Aug 2023 (11 months)
Senior Credit Controller
Agility Logistics Limited
Results-driven Credit Risk Analyst with expertise in portfolio management.
Experience
Credit Risk Analyst
LAPOMFB
Jun 2024 - Present (1 year 5 months)
Trade Finance Consultant
EuroEximBank
Jan 2024 - Present (1 year 10 months)
Assistant Team Lead Collections
Experienced wholesale banking credit analyst and corporate advisor specializing in credit risk, EWS and investment appraisal.
Experience
Freelance Corporate Advisor
Independent Consultant
Nov 2016 - Present (9 years)
Manager - Project SER Operations
Dun & Bradstreet
Nov 2017 - Apr 2018 (5 months)
Credit Risk Analyst
Ninjacart
Dec 2023 - Present (1 year 11 months)
Credit Manager
ICICI BANK
May 2022 - Jun 2023 (1 year 1 month)
Business Strategy and Planning Manager
Aditya Birla Sun Life Insurance
Sep 2020 - May 2022 (1 year 8 months)
Manager
Aditya Birla Sun Life Insurance
Sep 2020 - May 2022 (1 year 8 months)
Credit Decisions Senior Associate
YouLend
Dec 2021 - Mar 2023 (1 year 3 months)
Insights Consultant
Future Digital Media
Jun 2021 - Sep 2021 (3 months)
Jan 2018 - Dec 2019 (1 year 11 months)
Deduction at Source Manager
Standard Chartered Bank
Jan 2017 - Dec 2018 (1 year 11 months)
Collections Officer
Standard Chartered Bank
Jan 2015 - Dec 2017 (2 years 11 months)
Branch Operations Manager
The South Indian Bank Ltd
Jun 2008 - Apr 2015 (6 years 10 months)
Accountant
Hilal Public School
Jun 2018 - Mar 2019 (9 months)
Accountant
Benzy Petroleum
Oct 2014 - May 2018 (3 years 7 months)
Cholamandalam Investment and Finance Co Ltd
Sep 2023 - May 2024 (8 months)
Operations & Vigilance Officer
Aviom India Housing Finance Ltd
Oct 2022 - Sep 2023 (11 months)
Junior Credit Analyst/Relationship Officer
AB Microfinance Bank
Nov 2014 - Jun 2015 (7 months)
Trainee Credit Analyst/Relationship Officer
AB Microfinance Bank
Jul 2014 - Dec 2014 (5 months)
May 2020 - Jun 2021 (1 year 1 month)
Senior Manager, Finance
Fusion Bank Ltd
Mar 2020 - May 2020 (2 months)
Project Manager, PMO
The Bank of East Asia, Ltd.
Mar 2019 - Mar 2020 (1 year)
Metropolitan National Sacco Ltd
Oct 2022 - Present (3 years 1 month)
Credit Officer - Administration
Metropolitan National Sacco Ltd
Dec 2017 - Oct 2022 (4 years 10 months)
Teller
Metropolitan National Sacco Ltd
Jun 2016 - Nov 2017 (1 year 5 months)
Moneymart Finance
Sep 2019 - Present (6 years 2 months)
Group Relationship Officer
Thrive Microfinance
Jun 2017 - Present (8 years 5 months)
Oct 2018 - Oct 2019 (1 year)
Credit Controller
Monsanto Company/Bayer (Pty) Ltd
Dec 2011 - May 2018 (6 years 5 months)
Compliance Administrator
FNB South Africa
Jan 2015 - Aug 2015 (7 months)
Credit Analyst/Finance Officer Risk Control
Jumbopesa (Antelope Technology Company)
Manager Credit
National Bank of Pakistan
Feb 2018 - Present (7 years 9 months)
Credit Officer
National Bank of Pakistan
Feb 2017 - Present (8 years 9 months)
Trainee Officer
National Bank of Pakistan
Sep 2016 - Present (9 years 2 months)
Oct 2020 - Aug 2022 (1 year 10 months)
Credit Risk Officer
Musoni Kenya
Dec 2020 - Jan 2021 (1 month)
Junior Data Analyst
EK Foundation
Jan 2013 - Sep 2017 (4 years 8 months)
LAPOMFB
Oct 2021 - Oct 2023 (2 years)
Senior Relationship and Collections Manager
LAPOMFB
Mar 2020 - Oct 2021 (1 year 7 months)
Relationship Manager
LAPOMFB
Jun 2019 - Mar 2020 (9 months)
Domain Expert - Credit Systems
Intellect Design Arena
Nov 2016 - Apr 2017 (5 months)
Senior Manager - Wholesale Credit Risk
HDFC Bank
Apr 2016 - Jul 2016 (3 months)
Senior Manager - Credit Monitoring
Kotak Mahindra Bank
Jun 2014 - Oct 2015 (1 year 4 months)