Devesh Gupta

Managed end-to-end farmer credit lifecycle for 10,000+ accounts, improving data accuracy, preventing fraud and strengthening recovery visibility; introduced fraud gates that reduced fraudulent approvals ~12% and cut approval-to-disbursal TAT by ~25%.

Assessed 90+ new customers (buyers & Suppliers) in a span of 6 months on their Character, Capital & Capacity for trade finance product and kept track of their payments and took corrective actions when required.
Visited 60+ Clients' premises to better assess the risk associated with industry, operations, business model and promoter background & related parties.
Built real time collection dashboard

Financial due Diligence in credit risk to judge the Creditability of clients on the basis of end-to-end due diligence of financials within Defined TAT and ensuring Cent Accuracy.
Risk Assessment via Ratio, Trends, Financial Analysis and understanding the Business and Industry of the Client.
Analyzing the Credit History of the Borrower through CIBIL and other Dedupes.
Preparation of Appraisal Note

Implemented pricing adjustments, boosting market share by 9% through competitive benchmarking.
Streamlined Policy Issuance, cutting processing time by 5-7 days and reducing policy leakage by 32%.
Developed churn identification gateway, decreasing churn business by 25%.
Established FLS training structure, driving 30% monthly growth in active FLSs.
Spearheaded Partner Office Program

Led strategic pricing realignment and process improvements that grew market share ~9% and reduced policy leakage ~32%; built churn prediction and FLS frameworks that lowered churn ~25% and boosted field sales activation ~30% monthly.

Implemented efficient strategies, achieving 100% student growth in 8 months.
Established cost-effective supplier relationships, reduced waste, and led successful marketing campaigns for 15% customer traffic increase.
Trained and developed a team, enhancing productivity and reducing turnover by 75%

Completed a Bachelor of Technology in Chemical Engineering with coursework and projects in engineering analytics and process fundamentals.

Completed higher secondary schooling focusing on standard pre-university curriculum.

Completed secondary schooling covering foundational subjects in preparation for higher secondary education.

Completed an MBA with specializations in Finance and Marketing, focusing on finance, marketing strategy, and analytics.