ADEYINKA OREDIPE
@adeyinkaoredipe
Credit risk analyst with expertise in financial analysis and management.
What I'm looking for
I am a dedicated credit risk analyst with extensive experience in financial analysis and risk management. My career spans over a decade, during which I have honed my skills in credit appraisal, risk assessment, and client relationship management. I have successfully prepared credit appraisal memorandums and conducted thorough credit analyses using established principles, ensuring that my decisions align with the bank's risk appetite and regulatory requirements.
Throughout my tenure at MKOBO Microfinance Bank and AB Microfinance Bank, I have demonstrated my ability to manage portfolios effectively, educate staff on risk awareness, and lead recovery processes. My commitment to maintaining high standards of compliance and my proactive approach to client engagement have resulted in significant contributions to my teams and the organizations I have worked with. I am passionate about fostering teamwork and supporting organizational growth through strategic financial management.
Experience
Work history, roles, and key accomplishments
Senior Credit Analyst/Relationship Manager
AB Microfinance Bank
Jan 2020 - Jul 2023 (3 years 6 months)
Conducted marketing activities to promote bank products, managed portfolio risk, and participated in credit committee decisions. Trained junior staff and supervised loan disbursement processes to ensure client satisfaction and recovery.
Credit Analyst/Relationship Manager
AB Microfinance Bank
Jul 2015 - Jan 2021 (5 years 6 months)
Analyzed client businesses for loan eligibility, promoted bank products, and ensured timely loan repayments. Participated in loan decision-making and assessed risks associated with clients.
Credit Risk & Internal Control Analyst
Mkobo Microfinance Bank
May 2014 - Sep 2020 (6 years 4 months)
Responsible for preparing credit appraisal memorandums, conducting credit searches, and analyzing client credit proposals. Managed loan bookings and documentation while ensuring compliance with regulatory bodies. Provided timely reports and educated staff on risk awareness.
Junior Credit Analyst/Relationship Officer
AB Microfinance Bank
Nov 2014 - Jun 2015 (7 months)
Engaged in sales, credit risk analysis, and portfolio management. Assisted in debt recovery efforts and supported senior analysts in various tasks.
Trainee Credit Analyst/Relationship Officer
AB Microfinance Bank
Jul 2014 - Dec 2014 (5 months)
Participated in sales and customer prospecting while gaining experience in credit risk analysis and debt recovery.
Industrial Trainee
Flour Mills of Nigeria Plc
May 2014 - Jul 2014 (2 months)
Gained experience in quality control by collecting food samples and conducting microbiological tests to ensure product safety.
Sales Executive
Kae-max Pharmacy and Stores
Jan 2012 - May 2013 (1 year 4 months)
Responsible for aggressive marketing of products, managing customer relationships, and ensuring high turnover of sales. Focused on prompt collection of credit sales.
Basic Science Teacher (NYSC)
Josad Heritage International Schools
Feb 2010 - Feb 2011 (1 year)
Imparted knowledge to students, prepared schemes of work, and ensured effective learning environments. Engaged in marketing scripts and preparing examination questions.
Education
Degrees, certifications, and relevant coursework
Ladoke Akintola University of Technology
Master in Business Administration, Business Administration
2012 - 2014
Completed a Master in Business Administration with a focus on Marketing, gaining insights into market analysis, consumer behavior, and strategic marketing management.
Olabisi Onabanjo University
Bachelor of Science (Hons), Microbiology
2009 - 2009
Grade: 2.2
Earned a Bachelor of Science (Hons) in Microbiology, focusing on the study of microorganisms and their impact on human health and the environment.
Ebute-Metta High School
Senior School Leaving Certificate, General Education
2001 - 2003
Completed Senior School Leaving Certificate, focusing on a broad curriculum that prepared for higher education.
St. Paul’s Catholic Primary School
First School Leaving Certificate, General Education
1991 - 1997
Completed First School Leaving Certificate, providing foundational education in various subjects.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Interested in hiring ADEYINKA?
You can contact ADEYINKA and 90k+ other talented remote workers on Himalayas.
Message ADEYINKAFind your dream job
Sign up now and join over 85,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
