Michael Afolabi
@michaelafolabi
Experienced credit risk and financial data analyst driving regulatory compliance and automation.
NigeriaWhat I'm looking for
I am an experienced credit risk and financial data analyst with over 11 years in banking, focused on credit portfolio management, regulatory reporting (IFRS 9, Basel) and financial data analytics. I combine technical skills in SQL, Python and Power BI with domain expertise to deliver accurate, timely insights.
Throughout my career I have led automation initiatives that reduced manual reporting by around 40% and improved reporting accuracy by 30%, developed dashboards and ECL computation tools, and collaborated with auditors and regulators to ensure compliant disclosures.
I am results-oriented, committed to process improvement and team leadership, and I seek roles where I can apply data-driven approaches to strengthen risk management, reporting quality and operational efficiency.
Experience
Work history, roles, and key accomplishments
Credit Risk Manager
Access Bank Plc
Jan 2023 - Present (2 years 8 months)
Automated monthly risk asset reporting, cutting manual work by 40% and streamlined IFRS 9 ECL computations to enhance regulatory compliance and reporting accuracy.
Senior Credit Risk Analyst
Ecobank Plc
Jan 2020 - Dec 2023 (3 years 11 months)
Reduced credit reporting turnaround by 40% through process automation, monitored credit portfolio and prepared Board-level MIS and ICAAP reports to support decision-making.
Credit Risk Analyst
First City Monument Bank
Jan 2018 - Dec 2020 (2 years 11 months)
Designed automated tools for ECL and risk metrics, monitored key risk indicators and prepared regulatory submissions while supporting audit validations.
Credit Risk Analyst
Heritage Bank Plc
Jan 2013 - Dec 2018 (5 years 11 months)
Delivered daily and monthly risk asset reports, tracked capital adequacy for ICAAP and managed credit bureau updates and GSI triggers for NPL monitoring.
Data Manager
National Youth Service Corps
Jan 2010 - Dec 2011 (1 year 11 months)
Managed and approved data for statistical reporting, ensuring accuracy and timely delivery of reports during service year.
Education
Degrees, certifications, and relevant coursework
AUAjayi Crowther University
Master of Business Administration, Business Administration
MBA in progress, expected completion in 2025.
Tech stack
Software and tools used professionally
Availability
Location
NigeriaAuthorized to work in
Job categories
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