MUKESH KUMAR SEPAT

I am a seasoned credit professional with experience evaluating Loan Against Property (LAP) and retail lending portfolios. I focus on rigorous credit evaluation, risk assessment, and ensuring compliance with credit policy to support sound lending decisions.

At Yuwan Financiers Pvt. Ltd. I serve as Credit Manager responsible for LAP credit evaluation and file analysis. Previously, as Branch Credit Manager at IIFL Samasta Finance Ltd., I conducted customer visits, income verification, and coordinated disbursements.

My strengths include thorough file checking, mitigation of credit risk, effective coordination with operations teams, and strong communication skills. I have an in-depth understanding of self-employed profiles and business financial evaluations.

I am hardworking, punctual, and self-motivated with a strong learning attitude. I seek roles where I can contribute to credit quality, portfolio growth, and operational efficiency within a collaborative lending environment.