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AM@ashishmalik
Dedicated credit operations executive with strong analytical skills.
IndiaI am a dedicated credit operations executive with a strong background in credit analysis and risk assessment. With experience at Indian Mortgage Guarantee Corporation and Cholamandalam Investment and Finance Company, I have honed my skills in evaluating credit data, managing credit risk, and ensuring compliance with financial regulations. My commitment to excellence drives me to deliver high-quality results in fast-paced environments.
Throughout my career, I have developed a customer-centric approach, focusing on effective communication and teamwork to achieve business objectives. I excel in preparing reports and documentation for credit decisions, conducting thorough credit appraisals, and overseeing the credit application process. My technical proficiency in various financial software and tools, combined with my academic background in commerce, positions me as a valuable asset to any organization.
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Work history, roles, and key accomplishments
Cholamandalam Investment and Finance Company
Aug 2024 - Present (1 year 3 months)
Prepared reports and documentation for credit decisions, conducting thorough credit analysis and risk assessments. Managed credit risk, analyzed credit reports, and ensured compliance with financial regulations.
Indian Mortgage Guarantee Corporation
Sep 2022 - Aug 2024 (1 year 11 months)
Processed home loan cases for multiple bankers, performing Perfios and Valuation Report Analysis. Evaluated credit data and financial statements to assess risk, ensuring adherence to KYC norms and internal guidelines.
Degrees, certifications, and relevant coursework
Master of Commerce, Commerce
Completed a Master of Commerce degree, focusing on advanced business and financial concepts. Gained in-depth knowledge in various aspects of commerce.
Advance Post Graduate Diploma, Computer Applications
Obtained an Advance Post Graduate Diploma in Computer Applications. Developed strong skills in various computer applications and software.
Bachelor of Commerce, Commerce
Earned a Bachelor of Commerce degree, providing a foundational understanding of business principles. Studied core subjects related to commerce and finance.
Class 12, General Studies
Completed Class 12 education from Haryana Board of School Education. Focused on general subjects as part of the higher secondary curriculum.
Class 10, General Studies
Completed Class 10 education from Haryana Board of School Education. Gained fundamental knowledge across various subjects.
Software and tools used professionally
IndiaYou can contact ASHISH and 90k+ other talented remote workers on Himalayas.
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