Vahulthasan User

I am a detail-oriented Credit Intelligence / Risk Operations Analyst with one year of hands-on experience in banking and financial services, specializing in credit data analysis, validation, and fraud-risk support. I leverage SQL and Python automation to extract, validate, and prepare datasets that improve credit profiling and decision-making.

At HDB Financial Services, I retrieved and validated large volumes of customer and credit data, supported fraud and risk teams with verified datasets, and prepared risk and MIS reports for internal stakeholders. I collaborated with underwriting and operations to improve data quality and compliance processes, and used Python scripts to reduce manual effort and turnaround time.

I am actively preparing to transition into AML, KYC, and Fraud Risk Operations, focusing on regulatory compliance, transaction risk indicators, and financial crime prevention while continuing to build technical skills in SQL, Python, and data validation.