Ibiyinka Okeowo

Translate Risk Appetite into well-defined risk limits and thresholds at business unit and product levels. Monitor and appraise defined risk limits and ensure deviations are brought within approved/desired risk profile. Overall leadership, vision, and direction for the Enterprise Risk Management (ERM) Framework for the management of risks; Reputational, Legal and Compliance, Credit, Market and Oper

Developed and implemented robust compliance policies and measures that align with regulatory requirements in all aspects of the business (Apps, web services, products, CX, etc.). Instrumental in the acquisition of the entity's AIP and subsequent Finance Company License from the regulator. Monitor and report on compliance status, implement corrective actions, and communicate significant issues to t

Lead and execute audit/inspection of Head office departments to ensure compliance with organizational policies and procedures, regulatory standards, and international best practices (ISO) which has led to improved processes resulting in superior customer experience and savings. Conduct assessment and evaluation of operational processes of Head Office departments being audited and express an opinio

Facilitate different marketing presentations/forums to cross-sell the Bank's Products. Handled cash/cheques pick-up transactions for various customers. Processed release of shipping documents. Reviewed/Analyzed/Packaged customers' facility request e.g. Temporary Overdrafts, Term loans, Advances, Lease finance Facility, Import finance facility. Vault operations.

Led Credit Audits to highlight weaknesses in risk management/control systems and practices across the Group's Nineteen (19), African Subsidiaries including but not limited to UBA Senegal, UBA Cote D'Ivoire, UBA Cameroon, UBA Gabon, UBA Ghana, UBA Mozambique, UBA Kenya, UBA Uganda, UBA Mali, and UBA Chad. Reduction in Penalties by ensuring that Regulatory requirements/Policy changes in the CEMAC, U

Conduct risk acceptance evaluation and assign risk rating in line with approved risk classification guidelines. Confirm all credit facility requests are accompanied by relevant supporting data to ensure informed decision-making. Identify inherent credit, financial, and business risks in facility requests, mitigate identified risks or create better alternatives to manage them. Recommend visits to c

Ensure credit file documents are up to date and appropriately filed in line with regulatory requirements. Liaise on behalf of the Bank with Auditors and Regulatory bodies during periodic and routine review of the Banks Risk Asset Portfolio. Conduct spot checks on branches to ensure they comply with the approved credit file management policy of the Bank. Ensure proper maintenance of the Bank's cred

Review and monitor the bank's risk assets Portfolio on a daily/weekly/monthly basis to ensure compliance with agreed terms and conditions, identify breaches, e.g., unauthorized transactions, expired facilities, excess above limit, etc., notify Management of the identified breaches, recommend corrective actions, and ensure adherence. Generated reports based on findings/recommendations for Managemen

Prepare credit review reports and document credit decisions in writing in accordance with established credit policies, scoring methodology, and credit guidelines for retail credits. Interact extensively with the sales force, external vendors, and customers to effectively negotiate transactions and communicate credit decisions in a timely manner. Approve credit submittals and issue formal credit ap

Served as an assistant lecturer in Business Administration for ND 1 & 2 students. Assessed the students based on the course outline. Prepared the results of the assessment for accreditation.