You Need a Budget logo

We build “You Need a Budget”, the best budgeting software around.

About You Need a Budget

We build “You Need a Budget”, the best budgeting software around. (But people in the know call us YNAB, which is pronounced “why-nab”.) For more than a decade, people have been buying YNAB and then telling their friends what a difference it has made in their lives. Google us, and you’ll see what we mean. We love building something that has a huge positive impact on people’s lives.

We’re profitable, bootstrapped, and growing. YNAB started in 2004 and we haven’t taken any outside funding—we’re in it for the long haul.

We work really hard to make working at YNAB an amazing experience (we’ve even been named one of Fortune’s Best Small Companies to Work For) and have a team full of truly exceptional people—the kind you’ll be excited to work with.

Here’s how we operate:

Live Where You Want

We’re a fully remote team, so you can live and work just about wherever you want.

No Crazy Hours

We have only worked more than 40 hours per week in extremely rare circumstances. We work hard and smart but we’re in this for the long haul; no need to go crazy on the hours.

Take Vacation (Seriously)

We want you to take vacation. In fact, we have a minimum vacation policy of three weeks per year. Five weeks feels about right (plus two extra weeks for Holiday break).

The YNAB Retreat

We get everyone together once a year to play together and reinforce the bonds we’ve made as a team and company. Every year, we leave refreshed, motivated, and excited for the year ahead together. We also get teams together about once per year for a more work-focused meetup.


For our US employees, we offer fantastic health, dental, and vision insurance, where we cover 100% of the premium for you and your family. We also have a Traditional and Roth 401k option. YNAB contributes three percent whether you choose to throw any money in there or not. It vests immediately.

Did we mention we make a huge, positive difference in people’s lives?

Tech stack

Learn about the technology and tools that You Need a Budget uses.

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