Financial Analyst

WHO IS RATEHUB?

We’re a company on a mission - We are a unique Canadian Fintech that is the one stop shop for all financial needs of the consumer - Save, Spend, Borrow, Invest, and Protect. Every single team member, from product & engineering to sales & marketing, finance, operations, and everything in between is obsessed with one thing; helping Canadians make better financial choices. And we’re pretty great at it, too. Via our digital application technology and our award-winning in-house brokerages, we help over 2M Canadians per month make a positive impact on their finances. We have many unique businesses - a mortgage brokerage, a life insurance brokerage, a home and auto insurance brokerage, a mortgage originations and servicing business, a Financial Services Marketplace and a content business across Ratehub and MoneySense. 365 days a year we deliver our users the best online mortgage experience, personalized Credit Card and Loans options, and cheaper life, auto & home insurance policies than they typically get from their existing financial adviser.

Changing how people make financial choices isn’t easy, though. We know that achieving our mission is full of challenges; challenges that can be complex and often unexpected, but that are always interesting, rewarding, and fun to solve as a team. This is where you come in. We are on the hunt for the right kind of people to join us and help lead us forward to continued growth.

We’re looking for a Financial Analyst to join our growing team in downtown Toronto (predominantly remote). The Financial Analyst is an integral member of Ratehub’s Finance department and reports into the Senior Financial Analyst. The role will see the successful candidate learn a wealth of knowledge in both the mortgage and insurance businesses. The ideal candidate is someone that is data driven and has experience working with high volume of transactions. This is a great opportunity for a resourceful and self-motivated individual to join a company in its growth phase.

YOUR RESPONSIBILITIES

• Maintain a system to track, reconcile and report data for mortgage or insurance transactions including revenues, costs and commissions.
• Maintain tracking and documentation of third-party reporting information in a timely manner.
• Identify revenue discrepancies and manage escalation with internal and external stakeholders.
• Ensure accuracy of costs and revenues in Salesforce at a transactional-level.

• Respond to agents’ questions regarding insurance or mortgage transactions including breakdowns of revenues or costs.
• Monitor, verify, and maintain accounting journals, ledgers, and other financial records.
• Support the month end and year end close with the preparation and maintenance of working papers.

• Other ad-hoc tasks / projects as assigned by finance leadership.

YOUR QUALIFICATIONS

• Post secondary education in a relevant field (Accounting, Finance, Business or Analytics) preferred
• Strong proficiency in MS Excel/Google Sheets (v-lookups, index and match functions, pivot tables, etc) required
• Experience/knowledge of a CRM system (i.e. Salesforce) is a bonus
• Understands data and has ability to analyze and optimize processes
• Attention to detail, values accuracy, high organizational skills
• Experience in industries involving high volume of transactions (e.g. credit cards, mortgage brokerage, insurance brokerage etc.) would be an asset
• Comfortable in using team collaboration tools such as Slack, Google Drive and Dropbox
• Excellent verbal and written communication skills
• Resourceful: You may not have all the answers, but you know how to get them
• Proactive: You are never idle and love being busy
• Positive attitude: We have a great culture and want to preserve it

CULTURE FIT:

• Members first - we prioritise the interests and needs of our members above all else.We solve member pain points and focus on member satisfaction. We start with members, and end with the P&L.
• Growth mindset - we set ambitious goals and challenge the status quo. We take responsible risks and are accountable for our actions.
• Better together - we are One team with One common goal. We make our footprint bigger than our foot, leave our egos at the door, support each other to achieve great results as One company.
• Run after problems - we tackle problems head on and focus on finding solutions. Obstacles are seen as opportunities for growth and innovation. We have the hard conversations and choose the harder right over the easier wrong. And we do it with a smile.
• Measure Learn Iterate Innovate - we focus on getting things done. We measure what matters, iterate, learn, iterate many times in a data-driven way, which is how we will innovate.

JOB PERKS:

• Competitive salary: We know it’s expensive to live/work in Canada
• Remote-first organization: we love opportunities to get together as a team, but for the most part we offer our employees the flexibility to work anywhere in Canada
• Flexible hours: Enjoy a couple more hours of sleep in the morning, if you want
• Benefits: Health is wealth! A benefits package with no employee contribution required
• Perks: RRSP matching program, individual training allowance, fun team socials (remote AND in-person) and more!

This job posting is for a currently open vacancy.

AI technology is not used in the screening and assessment process of our recruitment.

The estimated compensation range for this position is $55,000 - $68,000.

Ratehub welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process.