Possible FinancePF

Sr Software Engineer (backend)

Possible Finance is a financial technology company offering small-dollar installment loans designed to help individuals with bad or no credit access funds and build credit history. They aim to provide an alternative to traditional payday loans with transparent terms and flexible repayment options.

Possible Finance

Employee count: 51-200

Salary: 188k-198k USD

United States only

We’re on a mission to help our customers and their communities unlock economic mobility for generations to come. Join the team that’s making our goal a reality.

At Possible, we’re building a new type of consumer finance company. One that helps our customers stay out of debt rather than profit from them staying in it. As a Public Benefit Corporation, it is our mission and responsibility to help communities unlock economic mobility through affordable credit products crafted to improve financial health.

Founded in 2017, our lead VCs are Canvas and Union Square Ventures. We have over 100,000 reviews on the App Store with a 4.8-star average rating.

Since our founding, we have redefined how people approach small-dollar loans—delivering over $1 billion in funding to more than 1 million customers, issuing over 4 million loans, and saving our customers more than $500 million.

About the Role

We are seeking a versatile Senior Software Engineer to join our engineering team. You will design, develop, and maintain high-performance, reliable, and scalable services using Java, Spring Framework, gRPC, and GraphQL in this role. As a senior team member, you will provide technical leadership, mentor junior engineers, and drive innovation within your area of expertise.

Key Responsibilities

  • Design, develop, and maintain microservices using Java, Spring Framework, and gRPC
  • Lead and drive complex technical projects from conception to production deployment
  • Provide technical guidance and mentorship to other engineers
  • Collaborate with cross-functional teams to define, design, and ship new features
  • Quickly write high-quality, well-tested, maintainable code
  • Conduct code reviews to ensure code quality and consistency to best practices
  • Query and resolve complex production issues
  • Contribute to architecture discussions and technical decision-making
  • Document system designs, APIs, and technical processes
  • Stay ahead of industry trends and bring innovative solutions to the team

Required Qualifications

  • Bachelor's degree in Computer Science, Software Engineering, or equivalent experience
  • 7+ years of professional software development experience
  • 5+ years of experience with Java and Spring Framework (Spring Boot, Spring Cloud)
  • Strong experience with gRPC and protocol buffers
  • Deep understanding of microservice architecture patterns and standard methodologies
  • Experience with AWS services and cloud architecture
  • Strong problem-solving skills and attention to detail
  • Excellent communication and collaboration skills
  • Experience working remotely and collaborating optimally with distributed teams

Preferred Qualifications

  • Knowledge of event-driven architectures and message queuing systems (Kafka, RabbitMQ)
  • Experience with payment processing systems and financial transactions
  • Understanding of security standard methodologies in microservices architecture
  • Experience with CI/CD practices and tools (Jenkins, GitLab CI, etc.)
  • Solid understanding of distributed systems concepts
  • Experience with GraphQL implementation and schema design

With the backing of our venture investors— Union Square Ventures, Canvas Ventures, Euclidean Capital, and Unlock Venture Partners — a dedicated following of hundreds of thousands of customers, and an extraordinary team, we are unwavering in our fight for financial fairness. As one of only a few FinTech Public Benefit Corporations, we’ve baked our dual dedication to building a profitable and socially impactful company into our charter; we only succeed when our customers do too. Give us a shout if you’d like to help us ship financial products that protect consumers from predatory lending practices and promote economic health.

This is a Hybrid position. We work in the office three days a week, and our office is centrally located in downtown Seattle.

The compensation range for this role is $188,000 to $197,650. We also offer significant stock options, comprehensive benefits, a bonus plan, commuter benefits, and an excellent office space with complimentary drinks and food options.

Possible Finance is dedicated to financial fairness and community empowerment. We welcome diverse perspectives and experiences to help us achieve our mission of unlocking economic mobility for generations to come.

Learn more about us as a Public Benefit Company.

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 188k-198k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Possible Finance

Learn more about Possible Finance and their company culture.

View company profile

At Possible Finance, the core belief is that financial health is a fundamental right for everyone, not a privilege reserved for the affluent. The company's mission is deeply rooted in empowering individuals and communities to break free from debilitating debt cycles and unlock pathways to lasting economic mobility. This commitment is not just a guiding principle but a driving force behind the development of innovative products and services designed to prove that transforming the financial industry for the better is, indeed, Possible. The journey began in the fall of 2017 when the founders united with a common vision: to create financial services that are accessible, affordable, and inherently beneficial to the user. They recognized that the existing financial system often traps hardworking individuals in a cycle of debt, with predatory payday lending and punitive overdraft fees designed to profit from borrowers' struggles. Possible Finance was conceived as a new kind of consumer finance company, one where the incentives of the customers and the company are aligned. The philosophy is simple: when customers succeed, the company succeeds.

This customer-centric approach is evident in every aspect of Possible Finance's operations. They believe individuals should be able to borrow what they need and repay it over a manageable timeframe, without the fear of penalty fees for late payments or needing extra time to catch up. This is a stark contrast to many traditional lenders. Since its inception, Possible Finance has proudly abstained from charging late fees and insufficient funds fees, a practice that has saved its customers hundreds of millions of dollars. The company's commitment extends beyond just lending; it's about providing tools and resources that foster economic mobility. This includes reporting payments to credit bureaus to help users build their credit history, offering transparent pricing, and providing flexible repayment options. As a Public Benefit Corporation, Possible Finance is legally bound to prioritize social impact alongside its business objectives, reinforcing its dedication to creating products that genuinely benefit the financial well-being of the communities it serves. The team at Possible is unwavering in this mission, constantly striving to build solutions that put consumers first and demonstrate that a fairer financial future is attainable for all.

Employee benefits

Learn about the employee benefits and perks provided at Possible Finance.

View benefits

401(K)

Offers a 401(k) plan.

Paid holidays

Offers paid holidays.

Company equity

Offers company equity.

Life insurance

Offers life insurance.

View Possible Finance's employee benefits
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Possible Finance

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Possible Finance hiring Sr Software Engineer (backend) • Remote (Work from Home) | Himalayas