OppFi

OppFi is a financial technology company built to help everyday Americans who are turned away by traditional credit options. Many individuals face challenges when trying to access credit, whether it's due to a thin credit file, a FICO score below 650, or unexpected expenses that strain their finances. These consumers often have limited choices, sometimes resorting to less favorable options like payday loans or pawn shops. OppFi's mission is to provide a better alternative by offering accessible, consumer-friendly credit solutions. The company partners with community banks to broaden their reach and extend credit access to this underserved population. Through a commitment to best-in-class customer service, transparency, and responsible lending practices, OppFi aims to support these consumers in building better financial health.

The company leverages a technology-driven platform to streamline the borrowing process and make credit more accessible. This includes using advanced algorithms and alternative data to assess creditworthiness, allowing them to serve individuals who might not qualify through traditional scoring methods. OppFi emphasizes financial empowerment and provides resources to help customers improve their financial literacy and stability. Their product offerings, such as installment loans, are designed to be more affordable and manageable than many alternatives available to this demographic. By focusing on the needs of those locked out of mainstream financial options, OppFi strives to be a trusted partner in their customers' financial journeys, helping them navigate financial challenges and work towards a more secure future. The company is dedicated to financial inclusion and continuously works to enhance its loan products and service delivery, positioning itself as a leader in the fintech space for underserved consumers.