Credit Analyst

Working as a Credit Analyst within our FinTech Repayments and Portfolio Group offers the chance to collaborate with colleagues based in Europe and Africa solving real world problems that have a huge scale of social impact across Africa.

In contrast to other analyst roles at M-KOPA, that focus on understanding what did or will happen, the role of a Credit Analyst is to answer the “why did it happen” and “what should we do” questions. Which we bucket into three areas:

· Deep dives

· Testing ideas

· Modelling

This role requires a swiss-army-knife skillset as you will jump from one problem to the next and quickly adapt to different datasets, modelling paradigms and commercial contexts.

At M-KOPA we use the latest technologies and tools to build fantastic customer experiences with a socially and environmentally conscious mission that echoes throughout the organisation.

What does day-to-day look like and how do your skills compare?

• Analysis of Digital Financial Services Data – end-to-end analytics workflow that includes defining critical metrics, experimentation, A/B testing, analysis, and building meaningful dashboards.

• Utilising - strong coding skills with Python to work with complex backend data.

• Squads - working closely with our Product and Analytics teams.

• Collaborating - very closely with our Analytics and Machine Learning engineers who are responsible for data orchestration and managing our machine learning models.

• Insights - delivering insightful presentations that help shape commercial decisions in our FinTech group.

• Problem Solving - advising and researching on complex business problems that affect our repayment cycles, staying up to date with industry trends and regulations.

We have a data-driven approach to the incremental improvements of our products and services with a focus towards excellence.

We foster a very low-ego environment at M-KOPA, a place where diversity, innovation and collaboration sit comfortably with commercial growth and social impact. Our teams prize psychological safety above everything.

Process

30 min call with Recruiter

30 min call with Hiring Manager

Take Home Task

45/60 min Technical interview with panel

Final interview