CaribouCA

Senior Software Engineer - Full Stack, Ruby on Rails (Customer Acquisition Team)

Caribou is an auto fintech company that helps people take control of their car payments through auto refinancing and a digital car insurance marketplace.

Caribou

Employee count: 201-500

Salary: 148k-185k USD

United States only
About Caribou

At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $130/month on their car loans while protecting their investment long term.

Caribou is led by leaders from the technology, automotive, and finance industries. We’re proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.

About the Role

Do you thrive on working across the full stack from DB models to the screens customers interact with? This may be the role for you! We are seeking a full-stack software engineer who will collaborate closely with product and design to define requirements, drive iterative development, lead refactoring efforts to reduce technical debt and mentor teammates to build collective knowledge and capabilities. The Customer Acquisition team builds our borrower refi application UX and API for partner integrations, working in React/TypeScript/Node.js and Ruby on Rails monolith. We are embarking on a migration from React to Hotwire Stimulus in Rails. Our approach focuses on continuous improvement by learning the customers' needs and reducing friction.

What you'll do

  • Work with other engineers and leadership to improve our code, striving for flexibility and agility in the face of expanding and changing business requirements
  • Mentor and coach the engineers on the team to expand their skillsets through peer programming, coaching, and being a multiplier of leadership
  • Aid in work breakdown and agile trade offs in our scrum process, efficiently and effectively delivering great software sprint by sprint
  • Partner with Product Owners to understand the market and business context for your product, participating in a collaborative environment for product design and evolution
  • Play a role in defining and evolving how Engineering works at Caribou

This role may work remotely from a state where Caribou operates with a preference for the Chicago IL, Denver, CO, or San Francisco, CA markets.* Alternatively this role can be based out of our Caribou office in Denver, CO.

Interview Roadmap:

  • Recruiter phone interview (45 mins)
  • At-home Ruby coding assessment (30 mins)
  • Hiring Manager video interview (60 mins)
  • Final interview loop (combined 4 hrs scheduled across 1-3 business days):
    • System Design Interview (60 mins)
    • Coding Interview (60 mins)
    • Interaction & Impact Interview (60 mins)
    • Product & Delivery Interview (60 mins)

What we look for

  • Prior work maintaining and improving consumer applications and partner integration APIs
  • Enjoys collaborating with Product, Design, and Data teams to turn ideas into real features that drive revenue and satisfy end users needs
  • Detail oriented engineers, with an understanding of, and a passion for, creating well-crafted software
  • Driven, life-long learners committed to expanding their skills in engineering
  • Full-stack understanding of production software systems from Docker to DOM, to containers and caches, to databases and DNS, to runtimes and REST
  • A commitment to bringing out the best in those around them as a measure of their success
  • Seasoned engineers with experience deploying and operating their products in production, troubleshooting and resolving production incidents
  • Thrives in a remote-first environment, self-motivated, with an appreciation for collaboration and growth opportunities within a diverse team

How we will take care of you

Everyone at Caribou is a valued team member. Our compensation and benefits package includes:

  • Competitive compensation: $148-185k
  • Eligible for annual performance-based incentive
  • Equity options
  • 401k savings program
  • Generous paid time off including: Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents.
  • Robust wellness benefits including company-paid plans for health, dental, vision, mental health, disability and basic life insurance.
  • Optional benefits to suit your individual circumstances such as HSAs, FSAs, supplemental life and medical insurance, and pet insurance.
  • Up to $1,000 per year for eligible professional development expenses.
Our Core Values

We come from all walks of life and are joined together by our shared values, which guide our work and how we work together.

  • Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it.
  • Velocity. We’re intentional about where we’re going and we race towards it.
  • Make the assist. We have diverse strengths. We offer and ask for help so we all win.

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.

*Caribou does not currently have employee operations in AL, AK, AR, CT, DE, GA, HI, IA, ID, IN, KS, KY, ME, MI, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, UT, VT, WV, WY.

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Job type

Full Time

Experience level

Senior

Salary

Salary: 148k-185k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Caribou

Learn more about Caribou and their company culture.

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At Caribou, we are revolutionizing the auto finance and insurance landscape through groundbreaking technology. Our mission is to empower consumers by providing them with unprecedented control over their car payments and related expenses. Founded in 2016, initially as MotoRefi, Caribou has rapidly evolved, driven by the vision to simplify and make transparent what has traditionally been a complex and often opaque process. We leverage innovative technological solutions to connect car owners with a wide network of trusted lenders, including credit unions and community banks. This allows us to offer highly competitive rates and significantly lower monthly payments, saving our customers an average of over $100 per month on their auto loans. Our advanced platform streamlines the entire refinancing journey, making it fast, easy, and accessible from the comfort of home. We handle the complexities, including paying off the old lender and re-titling the vehicle, thereby eliminating common pain points for consumers.

Caribou's commitment to innovation extends beyond auto refinancing. Recognizing the interconnectedness of auto ownership costs, we have expanded our offerings to include a digital car insurance marketplace. This marketplace provides a seamless way for consumers to shop and compare car insurance quotes from trusted national carriers in minutes, unlocking further potential savings. By integrating technology with dedicated expert lending and insurance teams, Caribou prioritizes transparency and trust throughout the car ownership experience. Our platform is designed to provide clear, actionable insights, helping customers make informed financial decisions. We are proud to have facilitated the funding of billions in refinanced loans and to have saved our customers millions in interest and payments. As we continue to grow and innovate, Caribou is dedicated to developing new products and services that further enhance financial well-being and peace of mind for car owners across the nation. We are not just a fintech company; we are a partner in our customers' financial journey, committed to delivering exceptional value and service.

Employee benefits

Learn about the employee benefits and perks provided at Caribou.

View benefits

401(K)

Caribou offers a 401(K) plan.

Company equity

Caribou offers company equity.

Life insurance

Caribou offers life insurance.

401(K) matching

Caribou offers 401(K) matching.

View Caribou's employee benefits
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Caribou hiring Senior Software Engineer - Full Stack, Ruby on Rails (Customer Acquisition Team) • Remote (Work from Home) | Himalayas