Victoria Lancz
@victorialancz
I am an organized banking professional skilled in customer service, loan processing, and Microsoft Suite.
What I'm looking for
I am an organized, detail-oriented banking professional with a Bachelor of Business Administration and a minor in Personal Finance from the University of Alabama. I balanced full-time work while completing my degree online since January 2022, demonstrating strong time management and commitment.
In my current role as a Credit Representative I at NRG Energy, I perform detailed research to evaluate potential fraud, determine credit balance refunds, and maintain thorough case documentation. I have developed critical thinking, computer competence, and analytical skills while ensuring customer follow-up and procedural compliance.
Previously, as a Universal Banker at KeyBank, I guided clients through financial wellness reviews, supported sales and service activities, processed financial transactions, and assisted with loan application and closing procedures. I have experience maintaining regulatory compliance, expanding customer relationships through cross-sale of products, and providing backup support as an Assistant Banking Center Manager when needed.
I bring three full years of customer service experience and one year of banking experience, MLO & NMLS licensing knowledge, strong Microsoft Suite ability, and a collaborative, coachable approach. I am goal-oriented, motivated to lead, and eager to contribute to a team that values accuracy, customer focus, and professional growth.
Experience
Work history, roles, and key accomplishments
Credit Representative I
NRG Energy
Aug 2023 - Present (2 years)
Performed ID verification and fraud research to determine credit refund eligibility, created detailed case notes, and maintained customer follow-up to ensure resolution aligned with company policy.
Universal Banker
KeyBank National Association
May 2022 - Jun 2023 (1 year 1 month)
Advised clients through financial wellness reviews to expand customer relationships and cross-sell banking products, supported branch operations as Assistant Banking Center Manager backup, and processed loan applications through underwriting to closing.
Education
Degrees, certifications, and relevant coursework
University of Alabama
Bachelor of Business Administration, Business Administration
2021 - 2024
Grade: 3.2 GPA
Completed a Bachelor of Business Administration with a minor in Personal Finance, maintaining a 3.2 GPA while working full time and studying online. Relevant coursework included business, accounting, marketing, management, and personal finance.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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