Kay Tolbert
@kaytolbert
Dedicated loan counselor with expertise in financial resolution strategies.
What I'm looking for
I am a dedicated loan counseling, collections, and customer service professional with extensive experience in loan servicing and loss mitigation. My career has been focused on assisting borrowers in resolving delinquencies, processing payments, and evaluating loss mitigation options. I pride myself on being a strong communicator, helping customers navigate their financial challenges while ensuring compliance with industry regulations.
Currently, I work at Flagstar Bank as a Collection/Loan Counselor, where I assist borrowers in identifying payment solutions and developing repayment plans. My role involves conducting financial assessments and managing customer communications in a fast-paced call center environment. I also take pride in training and supporting new hires, enhancing our onboarding efficiency.
Previously, I have worked at LoanCare and Select Portfolio Servicing, where I provided financial guidance to delinquent borrowers and ensured compliance with regulatory standards. My experience in the financial sector has equipped me with the skills necessary to help clients achieve their financial goals while maintaining high levels of customer service.
Experience
Work history, roles, and key accomplishments
Collection/Loan Counselor
Flagstar Bank
Sep 2019 - Present (5 years 8 months)
Assisted borrowers in identifying payment solutions and loss mitigation options. Conducted financial assessments to determine hardship cases and develop repayment plans.
Collection Representative
LoanCare
Apr 2019 - Sep 2019 (5 months)
Provided repayment solutions and financial guidance to delinquent borrowers. Evaluated hardship cases and processed loss mitigation requests in compliance with regulations.
Early/Late Stage Collections
Select Portfolio Servicing
Jan 2018 - Nov 2018 (10 months)
Advised borrowers on loan modifications, forbearance, and repayment programs. Ensured loss mitigation compliance with investor guidelines.
Sales Associate / Acting Store Manager
Check-n-Go
Sep 2015 - Oct 2017 (2 years 1 month)
Processed loan transactions and managed daily financial operations. Trained new employees, improving efficiency and customer service.
Education
Degrees, certifications, and relevant coursework
Kay hasn't added their education
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