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Utkarsh Pandey

@utkarshpandey

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Strategic Product Manager with 4+ years in FinTech and SaaS.

India

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What I'm looking for

I am looking for a role that fosters innovation, encourages collaboration, and offers opportunities for professional growth in product management.

As a strategic and data-driven Product Manager with over four years of experience, I have successfully built and scaled platform and growth products in the FinTech and SaaS sectors. My journey has been marked by a proven ability to lead teams in 0 to 1 execution, modular platform design, and the delivery of co-branded SDKs across Southeast Asia. I take pride in my role at Hyperface Technologies, where I currently lead a team of over 10 individuals, implementing innovative solutions for credit card management that have driven significant monthly EMI bookings and increased lending coverage.

My passion lies in blending platform scalability with delightful user experiences. I have a track record of launching impactful journeys that have resulted in ₹80Cr+ in monthly EMI bookings and a 27% increase in lending coverage. I am committed to leading high-performing product teams that iterate quickly, execute smartly, and drive sustainable impact. My experience at Open Financial Technologies further solidified my expertise in product strategy, A/B testing, and lifecycle management, where I successfully launched banking products and improved transaction success rates.

Experience

Work history, roles, and key accomplishments

Current

Product Manager for PWA & SDK products

Current

Hyperface Technologies

Jan 2023 - Present (2 years 5 months)

Currently implementing PWA for two Southeast Asian banks, leading a team of 10+ individuals across product, design, and backend. Led the end-to-end delivery of modular lending products, increasing coverage by 27% and achieving ₹80Cr+ monthly EMI bookings. Drove co-branded SDK and PWA strategy from concept to MVP, increasing card activation by 30% QoQ.

PWA SDK Product Management Funnel Analysis Agile Delivery

Product Manager for Banking & Payment products

Open Financial Technologies

Jan 2021 - Dec 2023 (2 years 11 months)

Built and launched a 0 to 1 banking product with IIFL, Axis, and SBM Bank, shipping to beta in 60 days and setting an internal benchmark for product velocity. Scaled and iterated payments roadmap, improving release velocity and enabling stronger alignment between product, engineering, and support functions. Grew the Payments & Banking module by 27K+ MAUs through UX overhauls and continuous feature

Payment Systems Product Launch Roadmapping UX Overhauls MAU Growth Stakeholder Management

Education

Degrees, certifications, and relevant coursework

NIT ANDHRA PRADESH

Bachelor of Technology, Technology

Activities and societies: Founder, Prayatnam - NIT Andhra’s social impact wing; Scaled to 50+ active volunteers; partnered with NGOs to execute 3+ social campaigns per quarter. Convener, TechFest | Placement Coordinator, T&P Cell | Joint Secretary, Music Club. Led nonprofit team for urban tree planting across 10+ partner brands, launched in under 90 days by aligning design, backend, and compliance teams.

Completed a Bachelor of Technology degree. The curriculum provided a strong foundation in engineering principles and problem-solving methodologies.