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Umang JohriUJ
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Umang Johri

@umangjohri

I manage loan disbursement and branch banking operations with zero-pendency, compliance-focused execution.

India
Message

What I'm looking for

I'm looking to build on my financial-services operations experience in a role involving loan, branch, or backend banking operations, process improvement, compliance, and cross-functional coordination.

At AU Small Finance Bank, I manage loan disbursement, post-disbursement, and branch banking backend operations. I coordinate with credit, sales, product, KYC-AML, risk, and audit teams to move files from sourcing through disbursement.

I resolve audit observations, manage lien and collateral marking, maintain PSL classifications, and ensure same-day clearance of cheque printing, service requests, and CDC collections. I'm pursuing an MBA in Fintech at BITS Pilani while building on my finance and business administration background.

Experience

Work history, roles, and key accomplishments

AU Small Finance Bank logoAB
Current

Operations Officer

Jun 2023 - Present (3 years 3 months)

Managed end-to-end branch banking backend operations, ensuring zero pendencies and timely resolution of service requests. Oversaw loan disbursement and post-disbursement operations for MBL and SMF portfolios, coordinating with internal teams and resolving audit observations.

Education

Degrees, certifications, and relevant coursework

BITS Pilani logoBP

BITS Pilani

Master of Business Administration, Fintech

2025 -

Pursuing an MBA in Fintech with an expected completion in June 2027.

PR

P.G. College of Commerce, University of Rajasthan

Master of Commerce (Honours), Business Administration

Completed a Master of Commerce (Honours) in Business Administration in November 2022.

SR

S.S. Jain Subodh P.G. (Autonomous) College, University of Rajasthan

Bachelor of Commerce (Honours), Business Administration

Completed a Bachelor of Commerce (Honours) in Business Administration in December 2020.

KN

Kendriya Vidyalaya No.3

High School

Completed high school education in May 2017.

UpGrad logoUP

UpGrad

Introduction to Product Management, Product Management

Completed a certification in Introduction to Product Management.

NIELIT logoNI

NIELIT

Certificate on Computer Concepts, Computer Concepts

Completed a Certificate on Computer Concepts.

HP Life logoHL

HP Life

Finance, Operations, Startup and Innovate, & Marketing, Business

Completed certifications in Finance, Operations, Startup and Innovate, and Marketing.

IS

Indira College of Commerce and Science, Chanakya Education Society

ICCS Infomania Lecture Series, Commerce and Management

Participated in the ICCS Infomania lecture series on Commerce and Management.

GU

Google Digital Unlocked

Digital Marketing, Digital Marketing

Completed a certification in Digital Marketing.

Tech stack

Software and tools used professionally

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