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Anand Wakde

@anandwakde

Senior Product Owner at Financial Software & Systems, modernizing payment gateways and reducing incidents by 30%.

At Financial Software & Systems, I lead the roadmap for gateway modernization, prioritizing user stories and acceptance criteria. This work reduced incidents by 30%.

I partnered with engineering to define payment architecture and features, achieving 3x throughput improvement under peak loads. I also analyzed SWIFT messaging workflows and recommended process improvements for client banks.

At Innova Solutions, serving Cuscal Payments, I directed MT–MX strategy and mappings during SWIFT migration and implemented compliance controls. I also designed PSD2-compliant Open Banking APIs and consent flows, enabling partner integrations with 30% faster onboarding.

Earlier, at National Payments Corporation of India (NPCI), I designed a RuPay host simulation platform that enabled 90% test automation and authored RuPay EMV Contactless specifications. I also contributed to NCMC specification development and implementation frameworks for interoperable transit payments.

Experience

Work history, roles, and key accomplishments

Current

Senior Product Owner

Current

Financial Software & Systems

Aug 2024 - Present (2 years 2 months)

Led roadmap and prioritized user stories and acceptance criteria during gateway modernization, reducing incidents by 30%. Facilitated cross-functional workshops to consolidate business and compliance requirements, and partnered with engineering to define scalable payment architecture, achieving 3x throughput improvement under peak loads.

Swift MT To MX ISO 20022 Requirements Gathering User Stories Acceptance Criteria BRD FRD Jira Confluence Stakeholder Management Agile Scrum SAFe

Product Owner

Innova Solutions

Apr 2021 - Aug 2024 (3 years 4 months)

Served as ART lead and Scrum Master, aligning teams and improving delivery predictability by 30%. Directed MT–MX strategy and mappings during SWIFT migration, implemented compliance controls, and designed PSD2-compliant Open Banking APIs, reducing errors and enabling faster onboarding.

Swift ISO 20022 MT To MX PSD2 Open Banking Agile Scrum SAFe Jira Confluence UX Stakeholder Management Executive Reporting

Business Systems Analyst

Fiserv

Jan 2018 - Apr 2021 (3 years 3 months)

Partnered with product and engineering to specify payment switch enhancements, reducing production outages by 25%. Gathered and analyzed business requirements, produced FRD and functional specifications, and led feature validation and QA cycles, decreasing post-release defects by 30%.

Business Analysis Requirements FRD Functional Specifications Payment Switching QA Defect Triage Prototyping Innovation Process Improvement

Deputy Manager

National Payments Corporation of India

Mar 2015 - Jan 2018 (2 years 10 months)

Designed RuPay host simulation platform for bank certification, enabling 90% test automation. Authored RuPay EMV Contactless specifications and led NCMC specification development, reducing integration time by 50% and enabling interoperable transit payments.